What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research


2021 Payments Trends

  • Javelin Report
  • Date: December 9, 2020
  • Author(s): Krista Tedder, Rachel Huber
  • Research Topic(s): Tech & Infrastructure
The changes in consumer behavior and technology each influence Javelin’s 2021 industry trends. A new normal has set in, one where the industry needs to be more agile than in the past ten years combined but also one where innovation is thriving. ...

17th Annual U.S. Open Loop Prepaid Cards Market Forecast 2020-2024, Part One

  • Javelin Report
  • Date: December 4, 2020
  • Author(s): Theodore Iacobuzzio
  • Research Topic(s): Prepaid
The open loop prepaid market in 2019 prepared no one for 2020. Mercator Advisory Group releases new research that finds that cash access has preserved much of its value proposition.

Buy Now Pay Later Lending: The Time to Regulate is Now

The new payment option enjoys significant growth in many markets, but consumers need better protection for fair lending, pricing, and remedies.

e-Commerce Authorization Data: Patching the Patchwork

To spin fraud detection gold from transaction data straw, you need lots of straw.

How Mobile Order and Pay Provides A Lifeline for Restaurants and Retailers during Covid-19

  • Javelin Report
  • Date: November 23, 2020
  • Author(s): Raymond Pucci
  • Research Topic(s): Merchant
Mobile-Order-and-Pay apps drive sales for U.S. QSRs during COVID-19 restrictions. A Mercator Advisory Group research report assesses success factors of mobile- order-and-pay apps that apply across many retail verticals.

2021 Outlook: Debit and Alternative Products

  • Impact Note
  • Date: November 18, 2020
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
The events following the onset of the global pandemic helped to crystalize consumer attitudes regarding payment habits.

AFP 2020 Virtual Experience: Event Overview

The remote event season continues amidst the pandemic, and technology dominates the discussion.

Capitalizing on Merchant Payments Innovation

This year has prompted changes in how the economy functions—from how transactions are initiated to how requests are fulfilled. In response to these new restrictions and changing consumer habits, merchants have released a wave of innovative ways ...

Merchant Innovation Driving Payment Change

  • Advisory Webinar: Client Login Required
  • Date: November, 2020
  • Author(s): Rachel Huber
  • Research Topic(s): Tech & Infrastructure
This webinar will discuss the implications of merchant innovation for financial institutions and payment service providers and the need for new payment strategies.

2021 Outlook: Commercial and Enterprise Payments

Automation of financial operations is the primary focus.

Talk to our payments experts