Payments Research

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research


Credit Cards in a Post COVID World: Seven Takeaways for the Next Business Cycle

  • Javelin Report
  • Date: August 10, 2020
  • Author(s): Brian Riley
  • Research Topic(s): Credit
Planning for economic recovery in credit cards: now is not too early. New research report by Mercator Advisory Group focuses on the recovery of the credit card business and the COVID-19 pandemic.

Tracking Mistakes in AI: Using Vigilance to Avoid Errors

  • Javelin Report
  • Date: August 10, 2020
  • Author(s): Tim Sloane
  • Research Topic(s): Credit, Emerging
AI and machine learning can help FIs avoid risk — but they have risk of their own. Mercator Advisory Group releases a new research report that examines the impact of hidden biases in ML and Artificial Intelligence—and how to avoid them.

Updating Your Card Strategy Due to Covid

  • Advisory Webinar: Client Login Required
  • Date: July, 2020
  • Author(s): Rachel Huber, John Buzzard
  • Research Topic(s): Tech & Infrastructure
This webinar will be a preview of an upcoming report, highlight key areas of change and provide early recommendations on where to direct your focus.

Gateways Become Rising Force In U.S. Payments Industry, Part 1: A Market Overview

  • Javelin Report
  • Date: July 27, 2020
  • Author(s): Raymond Pucci
  • Research Topic(s): Merchant
Gateway firms show significant strength in U.S. payments industry. A Mercator Advisory Group research report discusses why exponential e-commerce growth will bring payment gateways along with it.

COVID-19: The Power Behind Contactless

  • Javelin Report
  • Date: July 22, 2020
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Merchant, Prepaid
Contactless debit transaction numbers remain elusive. Mercator Advisory Group releases new research that looks at contactless payment activity and the degree to which COVID-19 is affecting its growth.

Debit Card Trends Across Europe

  • Javelin Report
  • Date: July 15, 2020
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Global
Diversity and difference characterize the European debit card scene. Mercator Advisory Group releases the first report in a series on global debit issues featuring the Worldwide Payments Model.

IoT Payments: Taxonomy Driven Market Size and Company Rankings

  • Javelin Report
  • Date: July 7, 2020
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging, Prepaid
IoT payments driven by Fortune 500 companies. Mercator Advisory Group releases new research with a standard taxonomy for IoT payments that details participating companies and IoT specific revenue.  

Commercial Credit Cards: International Markets Review and Forecast, 2019-2024

International commercial credit card markets: the challenge of regaining momentum. Mercator Advisory Group releases new research about commercial credit card trends in global regions external to North America.

Libra Evolves, But The Digital Currency Landscape May Shift

  • Impact Note
  • Date: June 26, 2020
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging
Libra 2.0 is meant to breathe new life into Facebook’s cryptocurrency, but new entrants with new approaches may challenge Libra.

Use of Financial Technology to Accelerate in Corporate Banking

The fintech revolution is just getting started.

Talk to our payments experts