Payments Research

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research


Commercial Credit Cards: International Markets Review and Forecast, 2019-2024

International commercial credit card markets: the challenge of regaining momentum. Mercator Advisory Group releases new research about commercial credit card trends in global regions external to North America.

Libra Evolves, But The Digital Currency Landscape May Shift

  • Impact Note
  • Date: June 26, 2020
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging
Libra 2.0 is meant to breathe new life into Facebook’s cryptocurrency, but new entrants with new approaches may challenge Libra.

Use of Financial Technology to Accelerate in Corporate Banking

The fintech revolution is just getting started.

2020 Annual U.S. Debit Card Market Data Review

  • Javelin Report
  • Date: June 8, 2020
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
What the future may hold for debit card issuers and cardholders in the U.S. Mercator Advisory Group releases new research reviewing and forecasting activity in the U.S. debit card market.

The Canadian Open-Loop Prepaid Market: 2019

  • Javelin Report
  • Date: June 8, 2020
  • Author(s): Theodore Iacobuzzio
  • Research Topic(s): Global, Prepaid
The Total Canadian Open-loop Prepaid Debit Card Market Grew at 11.6% in 2019. Mercator Advisory Group releases the fifth annual report benchmarking the size of the Canadian open loop prepaid card market for calendar year 2019

Credit Card Rewards 2020: Another COVID-19 Victim?

Strategies to save rewards cards programs from falling victim to COVID-19 Mercator Advisory Group’s latest report suggests innovative strategies for credit card issuers to apply to counter the pandemic’s economic consequences affecting their re...

The Evolution of Loyalty and Rewards

  • Javelin Report
  • Date: June 4, 2020
  • Author(s): Rachel Huber, Krista Tedder
  • Research Topic(s): Tech & Infrastructure
This report will review the ways to evolve rewards and loyalty programs to help consumers make better decisions and meet their evolving needs.

E-Commerce Fraud Detection Platforms, Part 2: Vendor Assessment

E-Commerce fraud management rises to the occasion. Mercator Advisory Group releases new research that dissects the ecosystem for e-commerce fraud management and compares key vendors providing merchant solutions.  

Debit Card Routing: Where the EFT Debit Networks Go Next

  • Impact Note
  • Date: May 11, 2020
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
The EFT or PIN debit networks have lost transaction volume to the global networks as new payment standards continue to be introduced.

Financing Commercial Trade: The Search for Liquidity

Liquidity through trade finance comes to the fore. Mercator Advisory Group releases new research that provides insights into the trade finance landscape in real time as the world reacts to a global pandemic.

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