What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Open Banking American Style
Mercator Advisory Group releases new research that considers the state of connected banking in the U.S. and finds opportunities for financial institutions.
Credit Card as a Service: Vendors You Need to Know
Credit card as a service products are changing the payments landscape. New Mercator research looks at Credit Card as a Service (CCaas) products which are relatively new to the payments landscape and offer a variety of options for those wishing t...
Patent Analysis Reveals Key Competitive Information and Shift in Technology Investments
Patents are an overlooked resource. Analyzing payment patents identifies industry trends and reveals company-specific technology investment and perhaps future market focus.
Examining P2P’s Remarkable Growth and Promising Future Projections
Person-to-person transactions are among the fastest-growing payment types in the U.S. A relatively recent creation, P2P products have seen explosive growth in the last decade, propped up by widespread access to smartphones, the adoption of P2P s...
Revolving Debt in the United States: Ready to Charge, but Exercise Caution
Credit card issuers acted aggressively to restore revolving debt, thereby offsetting the interest revenue loss resulting from COVID-related changes in purchasing and borrowing habits. However, while growth results effectively rebuilt portfolios,...
2022 Cryptocurrency Trends & Predictions
The meteoric rise of cryptocurrency so far has outpaced regulators, tax management, and the payments industry. The coming year, however, looms as a time of catching up. With global financial powerhouses jumping into crypto, regulators won’t be f...
On the Road to Recovery: U.S. Fleet Card Market Sizing and Forecast, 2020-2025
New research from Mercator Advisory Group details the current fleet card market and provides a market forecast through 2025.
International Faster Payments: A Growing Real-Time Presence
New Mercator Advisory Group research report reviews developments in global real-time payments.
Payment Hubs Give Way to Modular Delivery Model
The modular delivery of services in the payments allows rapid deployment of new wrinkles that offer consumers tailored, highly engaging experiences. This report looks at that modular delivery model and explores strategies to help payments compan...
Real-Time Payments: An Urgent Priority for Financial institutions
Real-time payments, which transfer funds almost instantaneously, are opening new opportunities for FIs to provide consumers with greater financial control and confidence. These are pivotal times, and FIs are squandering their advantages over no...