What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
The Continuing Case for Cryptocurrency in Cross-Border Payments
Cross-border payments—traditionally clunky, with opaque processes and fees and multiple potential points of failure—represent a massive opportunity for innovators and disruptors, and the cryptocurrency industry can claim both mantles. This Javel...
Credit, Debit, Prepaid: 2024 Trends and Predictions
Join Javelin’s Brian Riley, Elisa Tavilla, Jordan Hirschfield, and Sophia Gonzalez as they discuss upcoming trends.
Global Commercial Payments Growth and Fintechs: Partner, Buy, or Go Organic
Amid the rapid growth of payments flowing between businesses, enterprises in the payments space are looking for ways to grab market share while grappling with a host of challenges: lean staffs, high interest rates, and getting up to speed on new...
Tech & Infrastructure and Merchant: 2024 Trends and Predictions
Join Matthew Gaughan, Dan Keyes, and James Wester for a discussion on upcoming trends.
What Fintechs’ New Features Mean for the Holidays and Beyond
The holiday shopping season is more than the make-or-break time for merchants. It’s also the time when their service providers—the firms that support their operations, marketing, and payment acceptance—roll out new features to help them get thro...
2024 Trends & Predictions: Commercial & Enterprise Payments
The increasing acceptance of card payments for payables, instant payments’ reach into cross-border business transactions, and the ongoing attempts to eliminate or curtail paper checks in business payments are catching the eye of Javelin Strategy...
2024 Trends & Predictions: Credit Payments
These are challenging times for the issuers of credit cards, the most common form of unsecured debt in the United States. With more than $1 trillion in revolving debt and $4 trillion in transaction throughput, the credit card industry must prepa...
2024 Trends & Predictions: Debit Payments
Consumers have been accustomed to making easy payments however they shop, whether in physical stores or online. That growing appetite for immediate, easy-to-execute payments will drive new use cases now that real-time payments are more widely av...
2024 Trends & Predictions: Digital Assets & Crypto
The world of digital assets and cryptocurrencies seems poised on the precipice of realizing more of its promise. Central banks continue dipping their toes into digital currencies, stablecoins are undergoing further development, testing, and depl...
2024 Trends & Predictions: Emerging Payments Technology
The Javelin Strategy & Research lookahead at the trends in emerging payments for 2024 and beyond brings into focus three areas that have already been the subject of much speculation. In the years ahead, look for generative AI—in many ways the te...