What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Get Paid First: Delinquency and the Financially Distressed
This report will provide insight as to which consumers are struggling to pay, identify payment preferences, and outline progressive collection strategies that will make the consumer want to pay back the loan before paying other debt
Cryptocurrency Landscape Overview
After the initial hype, and the inevitable slump, cryptocurrencies are once again gaining mainstream attention.
2021 Outlook: Merchant Services
Online Is King and Digital Ways Reign
2021 Outlook: Credit
Thanks to adequate government support, delinquency metrics remain strong, with plenty of loss reserves in bank coffers. The first half of 2021 is a critical time for regulators to position consumers and lenders for a successful recovery.
17th Annual U.S. Open Loop Prepaid Cards Market Forecast 2020-2024, Part Two
COVID-19 impact reveals disparate effect on different prepaid segments. Mercator Advisory Group’s 17th annual prepaid market forecast clocks some big hits — and some growth.
2021 Payments Trends
The changes in consumer behavior and technology each influence Javelin’s 2021 industry trends. A new normal has set in, one where the industry needs to be more agile than in the past ten years combined but also one where innovation is thriving. ...
17th Annual U.S. Open Loop Prepaid Cards Market Forecast 2020-2024, Part One
The open loop prepaid market in 2019 prepared no one for 2020. Mercator Advisory Group releases new research that finds that cash access has preserved much of its value proposition.
Buy Now Pay Later Lending: The Time to Regulate is Now
The new payment option enjoys significant growth in many markets, but consumers need better protection for fair lending, pricing, and remedies.
e-Commerce Authorization Data: Patching the Patchwork
To spin fraud detection gold from transaction data straw, you need lots of straw.
How Mobile Order and Pay Provides A Lifeline for Restaurants and Retailers during Covid-19
Mobile-Order-and-Pay apps drive sales for U.S. QSRs during COVID-19 restrictions. A Mercator Advisory Group research report assesses success factors of mobile- order-and-pay apps that apply across many retail verticals.