What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Employee Prepaid Cards Will Be a $27 Billion Market By 2025
Prepaid cards have a wide range of applications in the workplace: employee appreciation, service recognition, holidays, birthdays, safety, wellness, and referrals. These use cases created a market for B2B employee reward programs. The market bec...
Prepaid Cards Provide Benefit for Budgeting During Economic Turbulence
The impacts of inflationary pressure on consumers in the United States create an environment of required controlled spending following an extended period of economic growth. The new paradigm, including drastically increased cost for staple items...
Countering Fraud in the SMB and Payments Space
Join us in this exclusive session where we’ll discuss fraud threats and trends facing small business FIs, and best practices for detection and prevention.
Credit Card Disclosures: The Devil Is in the Details
This report discusses the current environment, explains the logic behind the CFPB strategy, and presents a plan for credit card issuers to prepare for actions that the CFPB might require.
Driving consumer choice and optimization of ACH payments through open banking and multi-rail
This panel will explore consumers' rising demand for choice in the payment space and how that desire for flexibility will increasingly impact the way they adopt technology to pay and get paid.
North America Commercial Credit Card Market Review and Forecast, 2020–2026
This research report provides a review of the commercial credit card markets in Canada and the United States.
Reducing Operational Risk Through Careful Credit Line Decreases
Calibrating a credit limit during underwriting is essential, but the line should undergo periodic review to ensure it serves the cardholder’s requirements and the issuer’s risk appetite. Credit card issuers often review accounts for line increas...
Cryptocurrency and the Digital Advice Opportunity
The investment landscape is changing. Nearly half of advised investors also have self-directed accounts, and a good number of those investors are investing in cryptocurrency. Further, they’re often using third-party retail brokers and crypto exc...
Banks, Credit Unions, & Crypto
Join experts from CryptoFi, Finastra, Chainalysis, Javelin Strategy & Research, and Strategic Resource Management, Inc. as they discuss the opportunity, strategy, and use cases that digital ledger technology (DLT) and digital assets like cryptoc...
Buy Now, Pay Later’s Suddenly Uncertain Future
Buy-now, pay-later (BNPL) products—largely pioneered by fintechs—have proved enormously popular with consumers and have drawn the interest of credit card networks and traditional financial institutions that want to get in on those payments. But ...