What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Credit Card Rewards 2020: Another COVID-19 Victim?
Strategies to save rewards cards programs from falling victim to COVID-19 Mercator Advisory Group’s latest report suggests innovative strategies for credit card issuers to apply to counter the pandemic’s economic consequences affecting their re...
The Evolution of Loyalty and Rewards
This report will review the ways to evolve rewards and loyalty programs to help consumers make better decisions and meet their evolving needs.
E-Commerce Fraud Detection Platforms, Part 2: Vendor Assessment
E-Commerce fraud management rises to the occasion. Mercator Advisory Group releases new research that dissects the ecosystem for e-commerce fraud management and compares key vendors providing merchant solutions.
Debit Card Routing: Where the EFT Debit Networks Go Next
The EFT or PIN debit networks have lost transaction volume to the global networks as new payment standards continue to be introduced.
Financing Commercial Trade: The Search for Liquidity
Liquidity through trade finance comes to the fore. Mercator Advisory Group releases new research that provides insights into the trade finance landscape in real time as the world reacts to a global pandemic.
Biometrics: Driven by Standardized Authentication, Adopted by Consumers
Forecast predicts FIDO will speed adoption of biometric authentication, securing frictionless payments. Mercator Advisory Group releases new research on U.S. consumers’ adoption of biometric authentication methods for smartphone log-in and paym...
COVID-19 Transmits Chills to 2020 U.S. Merchant Landscape
Pandemic forces near-complete shutdown of retail ecosystem and takes consumer-centric economy with it.
Revisiting Authentication in the Age of SRC and EMV 3-D Secure
The time for a new authentication strategy is upon us.
On-Demand Earned Wage Access: U.S. Vendor Comparison
Wage access providers are helping workers control when they get paid. Mercator Advisory Group releases new research reviewing the providers and the market for on demand earned wage access products.
Business-to-Business Cross-Border Payments: New and Improving Options
Traditional payment methods still dominate cross-border transactions, but faster and better experiences are becoming more commonplace.