What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Smart Contracts: New Contract Creation Tools Required to Ensure Contract Transparency and Trust
Most decentralized finance (DeFi) discussions focus on the importance of the underlying immutable distributed ledger and the cryptocurrency used as the medium of value exchange. But perhaps the more important component of DeFi solutions is the a...
Overdraft Fees at an Inflection Point, Not a Cliff
Mercator Advisory Group releases new research that looks at the complex state of overdraft fees and the changes that are occurring.
Digital Wallets: Moving Beyond Payments With Expanding Options
This new Mercator research delivers a look at the state of digital wallets, where they are headed, and actions that may need to be taken now.
Data Aggregation: Empowering FI Decision Making
A new report from Mercator Advisory Group looks at the data aggregation market. It discusses how data aggregation will effect your business and what actions you need to take to manage the aggregation.
The Emerging Age of the Super App
Mercator Advisory Group releases new research with a view of the super app ecosystem and how this impacts the financial services industry.
2022 ATM Market Summary: Coping in a New Cash and Digital Era
Mercator Advisory Group releases new research exploring market trends and consumer usage regarding ATMs in the COVID-19 era.
Unattended Commerce: The Store of the Future?
This report reviews the effects of the pandemic and the continued growth of unattended commerce.
International Commercial Credit Cards: Market Review and Forecast, 2021-2026
A new Mercator Advisory Group research report reviews developments and trends for commercial credit cards in markets outside of North America, where business travel spending has started to improve.
NFTs and Financial Institutions: Planning an Implementation That Manages the Risks
New report finds NFTs will prove to be a pivotal solution that links real-world assets to the internet. Recognizing this, large institutions have jumped in, despite many reported thefts. It’s clearly time for every FI to learn about NFTs and why...
Apple Wants to be a Payments Power Like Block and Stripe
Apple’s acquisition of Credit Kudos—along with a report that it’s preparing to move into processing, risk assessment, dispute resolution, and more—signals a coming move into payments. The tech giant’s built-in advantages will make it a formidabl...