What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
2023 Cryptocurrency Trends & Predictions
Javelin identifies the key digital trends, emerging opportunities, and risks in cryptocurrency for 2023 and beyond.
2023 Outlook: Commercial and Enterprise Payments
Mercator Advisory Group provides an early view into the success metrics that will drive commercial and enterprise payments as we move into 2023 and beyond. With the potential of a global recession, expect risk management to play a crucial role i...
2023 Outlook: Credit
The perfect credit storm is brewing. Interest rates are up, and stocks are down. Inflation is surging, and savings rates are falling. Consumers and lenders are less confident, and a geopolitical issue in Ukraine is almost one year old. As credit...
2023 Outlook: Debit and Alternative Products
Debit card issuers will need to navigate a recession caused by excess demand. Potential regulations that affect credit will bring volume to debit as the value proposition shifts. New products will push the United States closer to open banking an...
2023 Outlook: Emerging Technologies
For more than a decade, fintech startups and products have captured outsized attention and investment. In many ways, these companies have set the agenda for driving consumer expectations for financial services. In 2023, the times they are a-chan...
2023 Outlook: Merchant Services
2023 is set to bring new concerns about credit card fee structures and economic turmoil, while the way merchants accept in-store payments is changing, making for what will be a tumultuous year in payments and merchant services. This past year wa...
2023 Outlook: Prepaid
In this viewpoint, Mercator presents the results of 2022 forecasts, the state of the prepaid card market, and projections for 2023. The prepaid market continues to be a fast-growing payment segment with the unique ability to experience resilienc...
2023 Payments Trends & Predictions
The annual payment trends report will highlight the top three business drivers for change in 2023.
Converting Rewards Points Into Prepaid Purchases Critical to Growing Loyalty
This viewpoint highlights the opportunity for players in the loyalty and rewards ecosystem to accelerate the use of their programs and drive cashouts of points for prepaid purchases. Inflationary pressure, supply chain issues, and rising interes...
Premium Credit Cards in 2022
Premium credit card products have existed since the 1980s and are targeted toward the mass affluent population. This customer segment differs from the general-purpose credit card market, with above-average credit scores and household incomes of ...