What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Debit Regulation II Clarification
A new clarification to a debit regulation sets standards for dual routing in card-not-present transactions, but how will the Federal Reserve Board’s regulation affect merchants, debit card issuers, and consumers?
19th Annual U.S. Open-Loop Prepaid Card Market Forecast
This report covers Mercator Advisory Group research and expectations in the open-loop prepaid market. Highlights include trends for 9 different open-loop products.
Next Steps for Crypto: Weathering the FTX Fallout
The collapse of FTX and Alameda Research has given cryptocurrency another black eye and provided fodder for skeptics about the industry and digital assets. But the situation, as ugly as it is, could provide the perfect catalyst for the industry ...
2023 Payments Trends
The payments ecosystem is evolving. The Javelin and Mercator analysts joined forces to bring their clients the most comprehensive payments trends and forecasts. Join Brian Riley and James Wester, co-heads of payments, as they discuss the impact ...
19th Annual U.S. Closed-Loop Prepaid Card Market Forecast
This report highlights trends for 11 closed-loop products encompassing such areas as transit, nutrition assistance, consumer incentives, and petroleum. We lean on consumer use and sentiment toward these cards. Economic conditions and market turm...
2022 Buy Now, Pay Later Scorecard
The buy now, pay later industry—widely known as BNPL—has become so popular and competitive that Javelin Strategy & Research is rolling out its first scorecard of the major players in the space. The scorecard assesses five companies examined in a...
Cross-Border B2B Payments: Continuous Improvement Underway
No other global payments innovation effort has garnered as much recent attention as cross-border payments, where improved user experiences have been a focal point for the financial services industry. While the early concern was around greater ac...
Datonomy Partnership: Toward a New, Unified Taxonomy for Digital Assets
With financial institutions entering the digital asset and crypto space, a real need has grown for a standard taxonomy that banks, asset managers, financial advisors, and others can refer to when dealing with this developing asset class. Goldman...
2023 Cryptocurrency Trends & Predictions
Javelin identifies the key digital trends, emerging opportunities, and risks in cryptocurrency for 2023 and beyond.
2023 Outlook: Commercial and Enterprise Payments
Mercator Advisory Group provides an early view into the success metrics that will drive commercial and enterprise payments as we move into 2023 and beyond. With the potential of a global recession, expect risk management to play a crucial role i...