Payments

People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Commercial Credit Cards: North America Market Review and Forecast, 2018-2024

North America Commercial Credit Cards: Market Review and Forecast, 2018-2024. Mercator Advisory Group releases new research about commercial credit card trends in North America.

Credit Cards in a Post COVID World: Seven Takeaways for the Next Business Cycle

Javelin Report
Date: August 10, 2020
Author(s): Brian Riley
Research Topic(s): Credit

Planning for economic recovery in credit cards: now is not too early. New research report by Mercator Advisory Group focuses on the recovery of the credit card business and the COVID-19 pandemic.

Tracking Mistakes in AI: Using Vigilance to Avoid Errors

Javelin Report
Date: August 10, 2020
Author(s): Tim Sloane
Research Topic(s): Credit, Emerging

AI and machine learning can help FIs avoid risk — but they have risk of their own. Mercator Advisory Group releases a new research report that examines the impact of hidden biases in ML and Artificial Intelligence—and how to avoid them.

Updating Your Card Strategy Due to Covid

Advisory Webinar: Client Login Required
Date: July, 2020
Author(s): Rachel Huber, John Buzzard
Research Topic(s): Tech & Infrastructure

This webinar will be a preview of an upcoming report, highlight key areas of change and provide early recommendations on where to direct your focus.

Gateways Become Rising Force In U.S. Payments Industry, Part 1: A Market Overview

Javelin Report
Date: July 27, 2020
Author(s): Raymond Pucci
Research Topic(s): Merchant

Gateway firms show significant strength in U.S. payments industry. A Mercator Advisory Group research report discusses why exponential e-commerce growth will bring payment gateways along with it.

COVID-19: The Power Behind Contactless

Javelin Report
Date: July 22, 2020
Author(s): Sarah Grotta
Research Topic(s): Debit, Merchant, Prepaid

Contactless debit transaction numbers remain elusive. Mercator Advisory Group releases new research that looks at contactless payment activity and the degree to which COVID-19 is affecting its growth.

Debit Card Trends Across Europe

Javelin Report
Date: July 15, 2020
Author(s): Sarah Grotta
Research Topic(s): Debit, Global

Diversity and difference characterize the European debit card scene. Mercator Advisory Group releases the first report in a series on global debit issues featuring the Worldwide Payments Model.

IoT Payments: Taxonomy Driven Market Size and Company Rankings

Javelin Report
Date: July 7, 2020
Author(s): Tim Sloane
Research Topic(s): Emerging, Prepaid

IoT payments driven by Fortune 500 companies. Mercator Advisory Group releases new research with a standard taxonomy for IoT payments that details participating companies and IoT specific revenue.

Commercial Credit Cards: International Markets Review and Forecast, 2019-2024

International commercial credit card markets: the challenge of regaining momentum. Mercator Advisory Group releases new research about commercial credit card trends in global regions external to North America.

Libra Evolves, But The Digital Currency Landscape May Shift

Impact Note
Date: June 26, 2020
Author(s): Tim Sloane
Research Topic(s): Emerging

Libra 2.0 is meant to breathe new life into Facebook’s cryptocurrency, but new entrants with new approaches may challenge Libra.

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