What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Russian Credit Cards Will Lose Relevance as Their Economy Tumbles
Russia was primarily a cash economy until 2012, when payment cards began to displace cash. Recent global events indicate that domestic card usage will continue, with growth in debit transactions, but Russian credit card volumes will langui...
Smart Point-of-Sale Terminals: A Rapid Transformation of Payments Acceptance
New research by Mercator Advisory Group looks into the future of payments processing.
The Corporate Middle Market Seeks Digital Transformation
During the past ten years there have been rapid advancements in various types of technology, including telecommunications, robotics, artificial intelligence, and just about anything to do with electronics. Certain industries have had to adapt fa...
Canadian Prepaid Market: Rapid Growth and Developing Opportunities
New Research from Mercator Advisory Group examines drivers of growth and emerging opportunities within the Canadian prepaid market.
Monetizing Real-Time Payments
U.S. payments industry participants are largely in agreement that faster and real-time payments are part of the industry’s evolution. While integration projects to prepare for these new payment types are moving forward with only the slightest co...
How Payments Can Drive Better Loyalty and Rewards Programs
New research from Mercator Advisory Group examines the role of payment data and explores current trends in loyalty programs.
M&A Transactions in 2021 & 2022: The 40+ Deals That Are Changing the Payments Industry
The “megadeals” of 2019 got the attention in the payments industry, but it’s a host of other transactions in 2021 and early 2022—more than 40 in total—that have the potential to push industry giants into new segments and bolster technological ca...
Consumer Payment Choice: Understanding Debit Card User Preferences
New report from Mercator Advisory Group provides an in-depth analysis of consumer preferences for debit transactions across demographics and use cases.
Card Networks Are About to Raise Merchant Fees But Not Without Consequences
Mastercard and Visa are set to raise merchant fees on card transactions next month, but businesses, already struggling with tight margins as the pandemic continues, are in no mood to accept the fee increases without a fight. Learn why Mastercard...
The Cost of Fraud: B2B Payments Experience 10% Increase During the Pandemic
New research from Mercator Advisory Group explores increasingly sophisticated trends in commercial payments fraud and provides fraud prevention strategies.