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Innovative Payment Technology Prospects: FinovateSpring 2018

  • Javelin Report
  • Date: June 5, 2018
  • Author(s): Rachel Huber, Michael Moeser
  • Research Topic(s): Tech & Infrastructure
Analysts from Javelin’s Payments practice recently attended FinovateSpring 2018. Of the firms presenting, Javelin identified four innovative companies, highlighted in the report in alphabetical order, that we felt our clients should be aware of ...

Private Label Credit Cards: A Market, Not Just a Niche

Private label credit cards: 300 million cards and counting Mercator Advisory Group releases a new research report defining the co-brand and private label credit card markets in the U.S.

Small Business Neobanks: Filling the Digital Gap for Entrepreneurs and Freelancers

This report examines the trends that have given rise to this industry, profiles in detail the key players, and explores why banks serving small businesses should take note.

Goldman Sachs Credit Cards: A Golden Opportunity

Credit card market entry is just one piece of the strategy as the $974 billion asset investment bank enters U.S. retail banking. Goldman Sachs is positioned for a 2019 entry into the credit card market.

Consumers and Personal Finance: Advice and Tools Breed Engagement

U.S. consumers are more likely to save up for specific goals. Mercator Advisory Group survey finds 65% of U.S. consumers have funds to meet specific goals, nearly half are at their primary financial institution.

Payment Account Reference: Finding the Cardholder Account in a Sea of Tokens

  • Impact Note
  • Date: May 22, 2018
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Now more than ever, card account numbers are tokenized to secure payment transactions. With some cards receiving multiple tokens, sorting out which token belongs to which account is getting more difficult, which is making loyalty programs and cu...

Technologies Influencing Generation Z Payments Adoption

  • Javelin Report
  • Date: May 22, 2018
  • Author(s): Michael Moeser, Rachel Huber
  • Research Topic(s): Tech & Infrastructure
This report examines how Gen Z approaches technology and the generation’s impact on banking and retail commerce. It provides insight into Gen Z consumers’ expectations for how companies should seek to serve them and meet their needs.

First Data Pilots a Token Service Provider Solution

  • Impact Note
  • Date: May 17, 2018
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging, Merchant
Becoming a TSP is not a role many can execute successfully, but First Data Corporation may be one of the few that can pull it off.

Asian Mobile Payment Apps as a Way of Life: A Look at Alipay, Paytm, and WeChat Pay

  • Javelin Report
  • Date: May 16, 2018
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Global, Merchant
Robust Asian mobile payment apps drive life-style commerce.

ATM as Branch: The Potential of ATM-Based Self-Service as a Substitute for Branches

  • Impact Note
  • Date: May 14, 2018
  • Author(s): Ken Paterson
  • Research Topic(s): Merchant
Electronic channels compete to serve customers as banks rationalize their branches
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