Research

The past several years have been filled with water cooler conversations of "what happens if Amazon becomes a bank". The good news is that they don't want to be a bank. Amazon wants to partner with merchants as a payment service provider to build...

The pace has increased in the march toward ubiquity.

This report will examine the characteristics of the segment of subprime borrowers classified as “near-prime” and why they struggle to obtain affordable credit. We will also explore new technologies and alternative approaches to assessing creditw...

In this report, we examine the progress made so far in developing faster payments technologies, how that will influence how small businesses make payments, and how banks and service providers can develop products that will allow business owners ...

Merchant services for small businesses evolve beyond mobile point-of-sale payment acceptance. Mercator Advisory Group research report identifies success factors that enable merchant acquirers to serve small businesses profitably.

New research compares prepaid debit card markets in U.S., Canada, and the U.K. New research from Mercator Advisory Group compares the market size, taxonomy, and regulatory structure of three desired prepaid debit card markets.

The gig economy encompasses a growing percentage of the U.S. population and shows no sign of retreating.

Commercial credit card spend in North American the mid-to-large corporate markets heads toward $1 trillion.New research report by Mercator Advisory Group reports that North American commercial credit card spending remains on a strong growth traj...

The growth of fraud over the past decade has fueled the rise of a sophisticated criminal economy. Individuals getting started in fraud, or existing teams changing their focus, rarely need to build their own tools, instead turning to marketplaces...

Javelin’s report exposes problems that plague FIs big and small, sometimes caused by shortcomings in core banking technology, incremental upgrades, and poorly integrated services and features. But this review – illustrated with nearly 70 screens...