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Interaction and Advice via Evolving Banking Channels

  • Javelin Report
  • Date: October 22, 2013
  • Author(s): Ed O'Brien
New research from Mercator Advisory Group examines technologies in use by financial institutions to meld self-service and semi self-service in different channels

International Contactless Payment Developments

  • Javelin Report
  • Date: October 22, 2013
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
Contactless payment technology is gaining traction in markets outside the United States with consumers who are increasingly using the payment form and merchants who are progressively providing more contactless-enabled terminals.  Although it may...

How Mobile Can Open the Door to $2.1 Trillion in Bill Payments

Paying bills is an inescapable necessity for consumers, with $2.1 trillion in payments annually for just seven common types of bills in 2013, according to Javelin estimates. The mobile bill-payment industry is in its infancy — accounting for $36...

The Digital Security Transformation

  • Impact Note
  • Date: October 16, 2013
  • Author(s): Pradeep Moudgal
  • Research Topic(s): Emerging
New technologies are emerging that will create a more secure payments infrastructure for consumers

International EMV Developments 2013

  • Impact Note
  • Date: October 15, 2013
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
While much attention in the U.S. payments industry has been focused on the impending EMV technology migration, outside of the United States the global migration is in full swing.

Technology for Working Capital Optimization

New research from Mercator Advisory Group examines how technology is facilitating payments discounting and supply chain financing

2013 Gang of Five: Apple, Google, Amazon, Facebook, and Paypal-eBay: Threat of the Mobile Wallet Disruptors

The stakes are high with an existing U.S. market of over $4 trillion up for grabs, yet so far no single entity has been able to crack the code for mobile wallets. The Gang of Five — Apple, Google, Facebook, Amazon and PayPal (eBay) — threatens t...

The Mobile Wallet Game: Visa and MasterCard Playing Both Offense and Defense Around the World

  • Impact Note
  • Date: October 2, 2013
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
As payment form factors shift around the world, the global card networks Visa and MasterCard are taking a proactive approach by simultaneously expanding their influence and solidifying their position in the evolving mobile wallet space.

Account-to-Account (A2A) and Person-to-Person (P2P) Money Transfer in 2013: The Race for Ubiquity

Money transfers, like all other aspects of the payment industry, are going through a transformation. Consumers expect fast and ubiquitous connectivity between their own accounts and those of third parties, and many players are competing to make ...

Premium Credit Cards: Products Converge in a Consolidating Market

  • Javelin Report
  • Date: September 26, 2013
  • Author(s): Michael Misasi
  • Research Topic(s): Credit
New research from Mercator Advisory Group examines recent product developments in the market for premium credit cards Credit card issuers' continued interest in pursuing affluent consumers with excellent credit histories has expanded the variety...
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