Small Business EMV Readiness

Small Business EMV Readiness

This report looks at the upcoming EMV liability shift and how it will affect small and micro businesses. As well as the consequences of their delayed transition.  
Debit Transactions in an EMV World: A Practical Guide

Debit Transactions in an EMV World: A Practical Guide

  • Javelin Report
  • Date: July 30, 2015
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Understanding Debit Transactions Can Reveal Opportunities Mercator Advisory Group research details processing flow of debit transactions and the impact of market changes on payment transaction routing
Strengthening Security Engagement with Gamification

Strengthening Security Engagement with Gamification

Despite high levels of concern about fraud, consumers are slow to adopt security best practices. Gamification, the incorporation of game design elements into non-game applications, can help to build consumer ability and motivate them to take adv...
The Disruptive Potential of Marketplace Lending in the U.S. Consumer Credit Market

The Disruptive Potential of Marketplace Lending in the U.S. Consumer Credit Market

  • Javelin Report
  • Date: July 24, 2015
  • Author(s): Alex Johnson
  • Research Topic(s): Credit
Marketplace lending spurs innovations in consumer credit Mercator Advisory Group research finds that success of alternative lending models is attracting attention, forcing banks to respond
Company Snapshot: Meniga

Company Snapshot: Meniga

  • Impact Note
  • Date: July 17, 2015
  • Author(s): Ed O'Brien
Meniga and other PFM vendors are trying to create PFM 2.0 to better serve banking customers.
Mobile Imaging: Creating an End-to-End Mobile Banking Experience

Mobile Imaging: Creating an End-to-End Mobile Banking Experience

It’s time for FIs to consider connecting the dots with an end-to-end mobile banking experience: using imaging for authentication and enrollment, mobile deposit, mobile balance transfers for switching, mobile photo bill payment, mobile funding, p...
Why PayPal Bought Xoom: Emerging Markets Opportunity Too Good to Ignore

Why PayPal Bought Xoom: Emerging Markets Opportunity Too Good to Ignore

  • Javelin Report
  • Date: July 15, 2015
  • Author(s): Nikhil Joseph
  • Research Topic(s): Emerging
A mutually beneficial acquisition: PayPal gains foothold in emerging markets and Xoom gains cheaper ways to acquire customers Mercator Advisory Group’s Emerging Technologies research note offers strategic insights from PayPal’s recently announc...
2015 Identity Protection Services: Business-to-Business Market

2015 Identity Protection Services: Business-to-Business Market

This report examines the partner and reseller portion of the identity protection market. It includes an analysis of consumer behavior and attitudes toward these subscriptions, the relationship between identity protection and data breaches, and t...
Preparing for the Next Generation of Purchasing Card “Optimization”

Preparing for the Next Generation of Purchasing Card “Optimization”

Operationalizing purchasing card strategy is key.
Tax Refunds and Prepaid Cards: Any Room Left in the Market?

Tax Refunds and Prepaid Cards: Any Room Left in the Market?

  • Javelin Report
  • Date: July 8, 2015
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Tax Refunds Offer a Chance to Grow Deposits on Prepaid Cards, but the Market Is Competitive Research from Mercator Advisory Group explores tax refund deposit opportunity for prepaid card programs