Research

To combat the risk of open account terms and facilitate trade, the International Chamber of Commerce (ICC) and SWIFT recently developed and launched the Bank Payment Obligation (BPO) as a new international standard for trade transactions. Mercat...

Nobody said change was easy.

Mercator Advisory Group examines why supplier enablement strategies are needed for payers implementing automated payment programs  

Recent trends and product developments in the market for merchant services

New Mercator Advisory Group research shows how prepaid program managers are driving volume for program profitability  

Growth of New Intracountry Debit Networks Likely to Gain Momentum in Countries Around the World  

Numerous card portfolios have changed hands since the financial crises, all the while the industry has consistently grown in accounts and outstandings. Portfolio acquisition activity settled somewhat in 2013, but the biggest move is still on the...

Today’s banks, credit unions, and other financial institutions must continually seek out ways to stay relevant and add value to customers’ and members’ financial lives. New market opportunities are open to those institutions that move beyond onl...

Benefits and Efficiencies of Real-Time Payments Systems Balance High Costs of Implementation

Javelin’s ninth annual Credit Card Issuers’ Identity Safety Scorecard analyzes the customer?facing security features and scores of 24 of the nation’s top credit card issuers using Javelin’s Prevention, Detection, and Resolution™ Model. The Score...