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The Credit Needs of Small Businesses: Can Banks Beat Nonbanks at Their Own Game?

The market for small business credit has exploded since the Great Recession, with various nonbank lenders using innovative credit decision making, digital applications, and marketing practices to carve out a large market of business borrowers pr...

Marketing Paper Statement Turnoff: Why “Now” is the Time for a Refreshed Push for Digital Statement

The time is ripe to push digital statements aggressively. A decade ago when digital banking was new — notably, the iPhone had just been introduced — financial institutions cautiously asked customers to volunteer to turn off paper statements for ...

The Canadian Open-Loop Prepaid Market: 2016

  • Javelin Report
  • Date: November 7, 2017
  • Author(s): C. Brown
  • Research Topic(s): Global, Prepaid
The Canadian market has room for growth, new segments Mercator Advisory Group announces new 2017 benchmark for Canadian open-loop prepaid card.

14th Annual U.S. Closed-Loop Prepaid Cards Market Forecasts, 2017–2020

  • Javelin Report
  • Date: November 6, 2017
  • Author(s): C. Brown
  • Research Topic(s): Prepaid
Prepaid loads continue to grow as individual segments struggle New research from Mercator Advisory Group shows which segments of the closed-loop prepaid market will grow and which will shrink through 2020.

Evolution of Merchant Acquiring in Europe

  • Javelin Report
  • Date: November 3, 2017
  • Author(s): Ken Paterson
  • Research Topic(s): Credit, Global
Evolution of Merchant Acquiring in Europe New Mercator Advisory Group research discusses challenges for merchant acquirers in the Europe.

E-Commerce Forecast 2017: A Digital Disruption is Coming to a Store near You

  • Javelin Report
  • Date: November 2, 2017
  • Author(s): Michael Moeser
  • Research Topic(s): Tech & Infrastructure
The expansion of e-commerce retailing continues to grow unabated, accelerating with each new digital retailer born, every new expansion of physical delivery services, and the intensifying desire of consumers to shop when, where, and how they wan...

2017 Closed-Loop Gift Card Holiday Forecast: Stockings Will Get Stuffed

  • Impact Note
  • Date: November 1, 2017
  • Author(s): C. Brown
  • Research Topic(s): Merchant, Prepaid
Gift card loads will grow along with holiday sales.

2017 Mobile Banking Scorecard: Security, Service, and Support Keys to a Better Standalone Experience

Javelin’s annual Mobile Banking Scorecard analyzes how well the nation’s top 28 retail banks and credit unions are keeping pace. The Scorecard examines more than 150 features of mobile banking apps in six key areas: ease of use, security empower...

Doing Well by Doing Good: Delivery Models and Channels Serving the Financially Underserved

  • Javelin Report
  • Date: October 31, 2017
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Global
Solving the problem of financial inclusion can benefit both the “unbanked” and financial services providers. Mercator Advisory Group releases new research analyzing the state of financial inclusion in the U.S. and comparing product solutions wi...

Mobile Is Coming in Commercial Payments

Previous hurdles slowing the adoption of commercial mobile spend are beginning to fall.
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