How SoFiUSD Is Pointing Toward the Broader Stablecoin Future

How SoFiUSD Is Pointing Toward the Broader Stablecoin Future

SoFiUSD is not just another branded stablecoin competing for consumer attention. Its launch shows how stablecoins may enter banking through settlement, issuer processing, embedded finance, and vendor infrastructure before customers ever ask to h...
2026 Direct-to-Consumer Identity Protection Services Vendor Scorecard

2026 Direct-to-Consumer Identity Protection Services Vendor Scorecard

Gen Digital, provider of Norton 360 with LifeLock Ultimate Plus, took Best in Class in overall identity theft protection sold directly to consumers, followed by Equifax, provider of ID Watchdog Premium Family, and Allstate Identity Protection, p...
2026 Direct-to-Consumer Identity Protection Services Overview: Gains, Gaps, and Opportunities for Industry Growth

2026 Direct-to-Consumer Identity Protection Services Overview: Gains, Gaps, and Opportunities for Industry Growth

Javelin Strategy & Research’s biennial assessment of direct-to-consumer identity theft protection services (IDPS) vendors finds that they are expanding their services. They are offering new provisions for protections and resolution related to so...
Consumer Bill Payment Preferences Trend Toward Instant Payments

Consumer Bill Payment Preferences Trend Toward Instant Payments

The bill-paying experience is no longer viewed as a simple utility function. Instead, it is becoming a competitive payments battleground as consumers seek immediacy, transparency, and options with their biller.
Zelle for Business and the Race to Own Real-Time Payments

Zelle for Business and the Race to Own Real-Time Payments

Nearly one-third of U.S. small businesses use Zelle in some capacity, yet many still do not view it as a true business payments platform on par with PayPal or Square. This report examines how businesses use Zelle today, where it fits within the ...
Digital IDs and Mobile Driver’s Licenses: Acceptance Remains the Key Constraint

Digital IDs and Mobile Driver’s Licenses: Acceptance Remains the Key Constraint

Issuance of mobile driver’s licenses and digital IDs is rising and awareness is building, yet adoption is stalling where it matters most: real-world use. The next wave of value will come from convergence across wallets, biometrics, and acceptanc...
Money Mules: The Fraud-Laundering Connection

Money Mules: The Fraud-Laundering Connection

Money mules are no longer just a money laundering problem. They now sit at the center of scams, identity fraud, payment fraud, and organized financial crime, helping criminals move stolen funds before organizations can detect it. This report exp...
Agentic AI and the Rise of Forward Deployed Employees in Financial Services

Agentic AI and the Rise of Forward Deployed Employees in Financial Services

Frontier AI partnerships are rapidly reshaping how financial institutions operate, from embedded engineers influencing product strategy to agentic systems driving critical workflows. These deeper collaborations promise significant gains, but the...
The Virtual Economy: Five Forces Driving Virtual Card Adoption in 2026

The Virtual Economy: Five Forces Driving Virtual Card Adoption in 2026

2026 may prove to be an inflection point year for virtual cards as better data, embedded workflows, flexible pricing, and agentic orchestration improve execution, while macroeconomic pressure sharpens the working-capital case. The opportunity is...
ChatGPT’s Plaid Partnership Moves AI’s Data-Driven Advice Outside the Bank

ChatGPT’s Plaid Partnership Moves AI’s Data-Driven Advice Outside the Bank

OpenAI’s announcement that ChatGPT Pro users can now connect their accounts to the service to bolster financial conversations lands squarely in an area of susceptibility for most banks and credit unions. Large language models like ChatGPT are de...