Research

Retailer thinking about the gift card business model is broken. Nearly every large retailer in the United States sells gift cards with the thought that, one way or another, the card will be spent, and they will eventually collect the money assoc...

With the advent of EMV in a growing number of geographies and a multiplicity of payment form factors - chip, contactless, NFC, and the trusty old magstripe - proliferating globally, there appears to be a growing need for payment terminals capabl...

Seventh Annual Prepaid Card Forecast

The credit card market in U.K. has not been doing well recently. Facing both the economic recession and the increasingly popular debit cards, among other challenges, the U.K. credit card industry is struggling to find ways to grow.

The demand from the European regulators for alternative local European card schemes other than Visa and MasterCard, as well as the ongoing scrutiny into Interchange rules and practices have been the central issues in the transition to SEPA for c...

The use of biometric technologies in the financial services and banking industry is not really a cutting-edge application any more thanks to security applications. However, today's new generation biometric payments and other applications might c...

Payment Card Market in China 2010

Consumers Provide Direction With Prepaid Under Scrutiny

Consumers Provide Direction With Prepaid Under Scrutiny

Despite the stated goals of some companies to replace cash completely, recent trends in consumer behavior and the overall business environment show that cash access should be included in business plans for prepaid card providers.