Research

Boston, MA -- The small business credit card segment may be finally nearing its decline, at least in terms of card spending volume.

Boston, MA -- As interchange fee regulations become clear, one of the main areas of consumer debit card benefits - the rewards program - is almost certainly heading towards a mid-term correction. The industry has already seen one major issuer, J...

Revealed in Mercator Advisory Group's EMV in the USA: Waiting on Debit, a Mandate, or Just the Opportune Moment report is the relatively modest cost of EMV issuance to US passport holders. While the UN Federal Credit Union is the first financial...

US Consumer Online Banking Solution Review: It's All in the Eyes of the Beholder

Credit Cardholders: A Seismic Shift in the User Landscape

New research report by Mercator Advisory Group looks at the future development of International Near Field Communication markets

2010 has been a turn-around year for credit card issuers, but far from a real recovery. 2011 may offer more incremental improvement, but some of the structural changes in the cardholder market will begin to manifest themselves as a drag to growt...

P-to-P Payments at Financial Institutions: Not Micro, Not Mobile, Not Personal

As we have discussed in other documents, credit card holding by households dropped precipitously between 2009 and 2010 based on Mercator's CustomerMonitor Survey Series data. But it is easy to overlook the fact that the consumer category growing...

It is very tempting to look at 2011 as the Durbin Amendment and simply leave it at that. The fact that debit card interchange is going to be regulated provides enough subject matter for this brief and many more like it. But that event, no matter...