Twitter Among Large Banks

Twitter Among Large Banks

  • Javelin Report
  • Date: April 17, 2011
  • Author(s): Patricia McGinnis
Mobile banking continues its rapid adoption in 2011, and Twitter is proving to be the servicing channel of choice for many mobile-enabled retail financial firms. In other contexts, usage of Twitter to communicate with customers and stakeholders ...
Consumers and Retail Banking Channels: Old Channels Never Die - Cross Tabs

Consumers and Retail Banking Channels: Old Channels Never Die - Cross Tabs

The fifth of eight reports from Mercator Advisory Group's CustomerMonitor Survey Series plots a baseline of consumer bank channel usage information
Prepaid Card Market in China 2010

Prepaid Card Market in China 2010

  • Javelin Report
  • Date: March 30, 2011
  • Author(s): Terry Xie
  • Research Topic(s): Global
Prepaid Card Market in China 2010
Coming to a Phone Near You

Coming to a Phone Near You

  • Impact Note
  • Date: March 29, 2011
  • Author(s): George Peabody
  • Research Topic(s): Emerging
With the blare of press releases and product demos, Mobile World Conference heralded the NFC handset's change in status from pilot test curiosity to fully commercial, ubiquitous capability. Now, we're entering a chaotic period of experimentation...
Delaying Durbin

Delaying Durbin

  • Impact Note
  • Date: March 29, 2011
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit
So far, all actions connected to the Durbin Amendment have happened in the blink of an eye. This is one piece of legislation that seems to have no patience - until now. Bills have been introduced in both the Senate and House to delay the rules-m...
The New Reg Z Rules and Household Income

The New Reg Z Rules and Household Income

  • Impact Note
  • Date: March 29, 2011
  • Author(s): Ken Paterson
  • Research Topic(s): Credit
The Federal Reserve's final Reg Z rules on individual ability to pay were meant to clarify card issuers' responsibilities under the CARD Act. The intent to balance the responsibilities of lenders with consumer access to credit may prove an uneas...
The Future of Prepaid Cards is Not Plastic

The Future of Prepaid Cards is Not Plastic

  • Javelin Report
  • Date: March 23, 2011
  • Author(s): Ben Jackson
  • Research Topic(s): Emerging, Prepaid
Electronic prepaid cards mean that retailers do not need to get hung up on J-hooks to distribute their gift cards or other types of prepaid cards. Also known as virtual cards, e-cards are a code, password, or other authorization process that giv...
Trends in Small-Dollar Credit: A Look at the Market and Future of Small Loans

Trends in Small-Dollar Credit: A Look at the Market and Future of Small Loans

  • Javelin Report
  • Date: March 20, 2011
  • Author(s): Ben Jackson
  • Research Topic(s): Credit
New Mercator Advisory Group Report Shows Where Opportunities and Challenges May Lie in the Small-Dollar Credit Market
Alternative Payments Networks: A Matrix Model

Alternative Payments Networks: A Matrix Model

  • Javelin Report
  • Date: March 10, 2011
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit
Alternative Payments Networks: A Matrix Model
Card Borrowing's Decline Slowly Bottoms Out

Card Borrowing's Decline Slowly Bottoms Out

  • Javelin Report
  • Date: March 8, 2011
  • Author(s): Ken Paterson
  • Research Topic(s): Credit
The release of the Federal Reserve's preliminary December G19 reading on consumer revolving credit provided a modestly positive ending to an otherwise dismal 2010, and the press applauded. January's preliminary reading resumed the decline. For n...