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The Hidden Value of Analytics in Banking

  • Javelin Report
  • Date: June 26, 2013
  • Author(s): Ed O'Brien
Research from Mercator Advisory Group examines the important role of analytics in today's banking environment.

Bank Payment Obligation (BPO) from SWIFT Supports Trade

Except in particularly risky circumstances, world trading partners have almost abandoned the traditional, document-intensive letter of credit. Open account is the prevailing method, despite the risks to suppliers. The BPO gives both buyers and s...

Bank Regulators: Not Just For Banks Anymore

  • Impact Note
  • Date: June 20, 2013
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Banking regulators have shown that they will extend their reach to prepaid program managers. The FDIC's recent action against Achieve Financial Services shows that regulators are looking more closely at prepaid program managers.

Techniques For Reducing Payment Card Skimming

  • Impact Note
  • Date: June 20, 2013
  • Author(s): David Fish
  • Research Topic(s): Credit, Debit
Payment card skimming has long been the preferred method used by fraudsters hoping to capture enough payment card data to create counterfeit cards.

Self-Service, ATM, and Other Channel Banking: Omnichannel Experience Needed

Eighth report from Mercator Advisory Group's 2012 CustomerMonitor Survey Series probes customer use of self-service banking and impact on other channels Boston, MA -June 18, 2013 - Self-service banking is growing rapidly as consumers want to be ...

Alternative Currencies: Is There Staying Power?

  • Javelin Report
  • Date: June 11, 2013
  • Author(s): Jeffrey Green
  • Research Topic(s): Emerging
New Mercator Advisory Group report identifies markets and market drivers behind four types of alternative currencies.

Keeping Up with M-Pesa

  • Impact Note
  • Date: June 4, 2013
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Emerging, Global
In just the past few months, mobile payment giant M-Pesa has announced a series of moves to expand both its functionality and the territory it serves. These new developments could have a significant impact on mobile payments in developing countr...

Personal Financial Management Tools: Bills, Budgets, and Beyond

  • Javelin Report
  • Date: May 30, 2013
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit
New research from Mercator Advisory Group examines the evolution of personal financial management products.

Solving Tax Refund Identity Fraud

  • Javelin Report
  • Date: May 30, 2013
  • Author(s): David Fish
  • Research Topic(s): Prepaid
Identity thieves have been going after the big bucks by submitting fraudulent tax returns and then claiming refunds that are deposited to bank accounts and prepaid card accounts that bear no relation to the identity used on the return. The good ...

Rediscovering the Value of the Call and Contact Center

  • Impact Note
  • Date: May 28, 2013
  • Author(s): Ed O'Brien
As call and contact centers take on more tasks that have traditionally been handled by branch personnel, new opportunities arise for both financial institutions and their customers and members. 
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