Research

Durbin and Payments Innovation

It's certain that the Durbin Amendment will go into effect. While the rule's exact parameters may not be known until July 21, the regulation's impact on debit issuer strategies, and those attempting to compete with them, is already visible. The ...

Non Prime Credit Card Segments 2011: An Opportunity Waiting To Happen

Boston, MA -- This report highlights opportunities in three heterogeneous credit card prospect segments which exist outside prime territory: subprime, consumers with an established credit track record indicating a higher risk of credit default, ...

Smart Ticketing: The Move to Open-Loop Transit

U.S. Consumers and Social Media: Banking's Social Revolution - Cross Tabs

U.S. Consumers and Social Media: Banking's Social Revolution

Personal Financial Management: Expanding the Market and the Opportunity

New research on the use of Personal Financial Management (PFM) tools identifies opportunities among Gen Y customer segment.

The Case of Payoneer and Metabank May Change the Prepaid Value Chain

The connection of prepaid cards from the United States with an assassination in Dubai has already led to changes in the prepaid industry and may reshape the entire industry.

Credit Quality: (Almost) A Round Trip

Since the official start of the recession, credit card delinquencies and charge-offs have nearly made a round trip back from the dark days of the recession. And while the economy continues to be weak, low origination volumes may ensure reasonabl...

EMV in the USA: Pushing the Peanut Down the Field

EMV rollouts are, at last, beginning for a few lucky (or just really wealthy) U.S. card accountholders. Issuers care about them. For the rest of us, however, individual issuers discern no business case in replacing dumb magstripe cards with smar...

Multi-Channel Deposit Account Fraud And Vendor Solutions

Multi-Channel Deposit Account Fraud