Research

The prepaid industry will continue to grow in the year to come, but the economy will determine which segments take the lion's share. Program managers and issuers should be prepared to adapt to changing conditions to take advantage of the opportu...

Credit Cardholders: A Seismic Shift in the User Landscape

We have written recently on the "de-carding" of U.S. credit cardholders. New data from Mercator's CustomerMonitor Survey Series speaks to this drastically changed landscape at the cardholder level, and the speed with which this change has occurr...

Contactless cards so far appear to have failed to deliver what they promise, at least not to their full capability. However, things appear to be changing in 2010 and consumers and merchants might finally start to adopt contactless card payments ...

The Isis mobile payments joint venture could drive broad NFC deployment. But, if mobile operators run true to form with sacrifices to their great god ARPU (average revenue per user) as their only strategy, then NFC access will be expensive and s...

As an industry leading solution, Visa DPS has spent the past 14 years successfully delivering account management and processing solutions to their debit card issuers. As MasterCard throws down the competitive gauntlet in the U.S. debit market, t...

The social network Facebook has made significant strides in extending its platform in ways that enable retailers to deliver value to members. At the same time, retailers have begun to use social media tools such as Twitter in more pro-active way...

We all know that if we lose a credit or debit card, we can have it replaced within 24 hours. Sometimes sooner. But what happens when the device that promises to revolutionize mobile commerce and payments breaks down? How ready is today's mobile ...

The growth of the electronic payments industry has taken place in a market built on a foundation of escalating spend. Now that the consumption era is over, it's time to get down to business and expand the reach of electronic payments. Solutions ...

Over the past ten years, second tier POS terminal makers have been common acquisition targets by the three top tier POS terminal vendors. And now there are two as Hypercom will now be a part of VeriFone. VeriFone has been on a tear the last coup...