Research

Boston, MA -- Social networking is developing faster than any other communication medium before it. What was once primarily a medium for students to share personal information has become much more. People of all ages are creating social accounts...

Banking 2.0: Innovation, Disruption, and the Better Idea

While no longer considered a new phenomenon, big data is a computing trend that should not be ignored by banks and payments services firms. Exploration of the potential applications of big data frameworks and processes in managing payments produ...

New Research Sizes the Problem of First-Party Fraud in the United States and Examines Countermeasures

Social networks provide a direct connection between consumers and organizations like no other medium before. This Mercator Advisory Group research note analyzes the social presence of the 15 largest U.S. financial institutions on Twitter, highli...

Georgia state legislators quietly passed a law that allows merchant acquirer limited purpose bank charters, another important win for the acquiring side of the payments market. This viewpoint addresses two questions: Now that some acquirers are ...

The regulation for prepaid payments varies significantly across countries from nearly nonexistent to strict and broad, posing a challenge for companies expanding into international markets. This research note provides some high-level overviews a...

Brazil Payment Card Market Update

Seventh report from Mercator Advisory Group's 2011 CustomerMonitor Survey Series probes consumer attitudes and mobile banking usage

Conventional wisdom in the card payments space is that fraud hurts us all -- banks, processors, merchants, and consumers. This virtual axiom is often invoked by pundits and experts in the immediate aftermath of card data breaches, such as the re...