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International Payments Innovations

  • Javelin Report
  • Date: April 17, 2012
  • Author(s): David Kaminsky
  • Research Topic(s): Emerging, Global
Alipay, Hyves Payments, and Seamless provide successful payments systems in Europe and Asia, but they have yet to make an appearance in the U.S. What services are these models providing, and how would they translate to the American market?

U.S. Digital Gift Card Loads to 2014: A Baseline Forecast

  • Javelin Report
  • Date: April 16, 2012
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
If electronic gift card loads grow at their current rate, then they will total 3 percent of the direct-to-consumer gift card market in the United States in 2014. This research note provides a baseline projection and explains why the market will ...

Leveraging Marketing and Analytics in Banking

  • Javelin Report
  • Date: April 12, 2012
  • Author(s): Ed O'Brien
New research from Mercator Advisory Group examines the cumulative power of marketing and analytics in banking for better customer outreach and service

Overdraft Fees

  • Javelin Report
  • Date: April 12, 2012
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit
It's been almost two years since the Overdraft Fee Act shifted control of debit card overdraft programs from issuers to consumers and initiated a new era of regulatory pricing control. Now, with the CFPB taking its turn at examining overdraft fe...

iPad and Other Tablet Computer Use in Banking

  • Impact Note
  • Date: April 11, 2012
  • Author(s): Ed O'Brien
As financial institutions look to new ways to reach out to and engage with customers, Apple iPad and other tablets offer a unique and rich experience in which to interact with customers.

Consumers and ATMs: New Opportunities for the Old Channel

Sixth report from Mercator Advisory Group's 2011 CustomerMonitor Survey Series probes consumer attitudes and ATM usage

Multinational Merchant Acquiring

  • Javelin Report
  • Date: April 8, 2012
  • Author(s): Terry Xie
  • Research Topic(s): Global
Handling payments in different formats and currencies has become a major issue for multinational merchants. Ambitious acquirers are taking action.

Japan Payments Market Update

  • Javelin Report
  • Date: April 4, 2012
  • Author(s): Terry Xie
  • Research Topic(s): Global
Japan Payments Market Update

Third-Party Payment Processor Risk: FDIC's Guidance and Its Impact on Merchant Service Providers

  • Impact Note
  • Date: April 3, 2012
  • Author(s): David Fish
  • Research Topic(s): Merchant
The Federal Deposit Insurance Corporation revised its guidance to the banking industry on dealing with third-party payment processors early this year. This Mercator Advisory Group Viewpoint examines the guidance's main points and its potential i...

Branch Banking: The Times Are Changing (Slowly)

Branch Banking: The Times Are Changing (Slowly)
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