Research

Debit Processing Solutions: 2012 Review

New research from Mercator Advisory Group examines the changing role of branch-based advice and how it is evolving as part of a multichannel strategy

Corporations are discovering new methods of executing payments though card networks, contributing to the steady decline in check volume. B2B payments will undergo changes in cost structures, and the analysis of spending and payments data suggest...

Small Credit Card Issuers 2012: Waiting for a Renaissance

In today's challenging economic environment, financial institutions must assess how to design their branch deployment models around the specific needs of their markets and keeping costs manageable while simultaneously meeting customer needs.

This year promises to be one of expansion for the merchant acquiring industry. Three of the most important trends in payments and commerce impacting acquirers in 2012 are mobility, multi-channel merchant services, and risk management. This Viewp...

New Mercator Advisory Group report examines various cross-channel business models combining a branch presence with self-service or hybrid self-service/personal interaction models

Mobile Incentives: The Next Step in Device Based Transactions

The impact of flattened debit interchange rates for PIN and signature transactions among the largest issuers, the elimination of issuer routing control and network exclusivity, along with the emerging network mandates pertaining to EMV in the Un...

Internet retailer Amazon.com may have given brick-and-mortar competitors a lesson that could help them compete on convenience by using prepaid and mobile technology, and their retail presence.