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Business at the Periphery: Opportunities Around the Transaction

  • Javelin Report
  • Date: April 11, 2013
  • Author(s): Jeffrey Green
  • Research Topic(s): Emerging
New Mercator Advisory Group report identifies niche business segments around the actual settling of payments. Many new entrants are seizing on business opportunities around the core transaction process, deriving revenue from value-added services...

Mobile POS (Point of Sale) Business and Market Impact 2013: Emerging Technologies Expand Reach with Lower Cost, Disruptive Services

As smartphones and tablets become increasingly cost-effective and powerful, mobile POS (point of sale) acceptance is posing a growing threat to traditional terminal-based solutions and vendors. Mobile POS provides all the existing functionality ...

Cash Based Alternative Online and Mobile Payment Services Around the World

  • Javelin Report
  • Date: April 10, 2013
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
Around the world, cash remains a significant consumer payment instrument, but as the 21st century shopping experience evolves, consumers who use cash exclusively or almost exclusively will be disadvantaged as goods and services increasingly move...

Contactless Cards: Listening for a Heartbeat

  • Javelin Report
  • Date: April 10, 2013
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit
Contactless cards have been teetering on the edge of the debit card market for the past decade. Merchant acceptance is far from ubiquitous. Issuers "attempts to quell consumers" fear of account data being stolen appear to be ineffective. Mobile ...

Emerging Technologies: An Outlook from Q1 2013

  • Impact Note
  • Date: April 10, 2013
  • Author(s): Jeffrey Green
  • Research Topic(s): Emerging
U.S. issuers and acquirers continue to address impending fraud-liability deadlines for EMV migration. But on another technology front, are we closer to knowing whether a clear direction for mobile payments will emerge?

A First Look into the Canadian Prepaid Market

  • Javelin Report
  • Date: April 9, 2013
  • Author(s): Terry Xie
  • Research Topic(s): Global
Canada, the eleventh largest global economy, has a population of 34.5 million along with one of the world's most developed banking markets featuring significant penetration of banking services and high consumer satisfaction. Debit cards are used...

EMV Cards: Instructions Required

  • Impact Note
  • Date: April 5, 2013
  • Author(s): Ken Paterson
  • Research Topic(s): Credit
U.S. cardholders are confused about those new chip cards they got in the mail. A modest stream of EMV cards is making its way into U.S. cardholders' wallets. Cardholders may think that's great, but for all the wrong reasons. Issuers who are putt...

Trends in Credit Scoring and Model Development

  • Javelin Report
  • Date: April 4, 2013
  • Author(s): David Fish
  • Research Topic(s): Credit
New Mercator Advisory Service report explores scoring products and emerging modeling techniques. This report by Mercator Advisory Group presents research that will help payments industry participants understand the basics of credit scoring and s...

Introduction to the Russian Payment Market

  • Javelin Report
  • Date: April 2, 2013
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
New research from Mercator Advisory Group examines past, present, and potential future developments in Russian payments.  

2013 Retail Point of Sale (POS) Update and Forecast: Mobile and Prepaid Opens New POSsibilities

  • Javelin Report
  • Date: March 28, 2013
  • Author(s): Aleia Van Dyke, Beth Robertson
  • Research Topic(s): Tech & Infrastructure
At 92.6% of total U.S. retail dollar volume, the point of sale (POS) retail market towers above the online market and will continue to do so for years to come. But the growing popularity of the digital realm has fundamentally altered the nature ...
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