Research

The higher card production costs of chip cards have led many prepaid providers to delay plans for adding EMV to their programs, but they face risks of being forced into speedier conversion than they would like and the possibility of increased fr...

Happy Holidays for Gift Card Issuers? The Next Two Months Will Tell New research from Mercator Advisory Group suggests two possible scenarios for gift card loads in the 2014 holiday season.

Are Real-Time Payments Here, Around the Corner, or Coming in the Next Five Years?—It Depends Who You Ask Mercator Advisory Group research considers opportunities for service vendors and financial institutions in real-time payments in the United...

U.S. Consumers’ Interest in Debit Card Services Could Yield Up to $700K Revenue Potential per 100K Cards per Service Mercator Advisory Group survey finds 3 in 5 consumers are interested in rewards and enhanced security for debit cards

Prepaid Loads Continue to Grow as Individual Segments Struggle Research from Mercator Advisory Group shows which segments of the prepaid market will grow, and which will shrink through 2017.

Javelin’s 12th annual online banking and bill payment forecast highlights two critical trends for the workhorse digital channel: 1) Online banking still has a big upside. 2) This is a milestones period for FI bill pay. This report also covers th...

Regulators Around the World Lack Unified Approach to Emerging Mobile Payments Services Mercator Advisory Group's research on global trends in mobile payments regulation

Research Defines the Many Paths Now Available to Payments Providers Based on Implementation of TokensMercator Advisory Group offers implementation details of tokenization and insight into how tokens will impact the future payments landscape

Javelin has forecasted what a post-EMV U.S. market will comprise. CNP fraud will unquestionably be a major concern for banks, issuers, and merchants. The solutions they deploy will need to prevent fraud while at the same time limiting friction d...

Surveying Digital Currency Regulations Around the World New research from Mercator Advisory Group reviews countries’ regulatory policies on digital currency and considers the potential effects on this new payment technology