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Prepaid Card Regulation for College Students: Addressing the Needs of Future Banking Customers

  • Javelin Report
  • Date: July 22, 2014
  • Author(s): Nick Holland, Aleia Van Dyke
  • Research Topic(s): Tech & Infrastructure
This report examines the controversial regulatory environment for campus prepaid cards and recommends how issuers and universities can best manage potential regulation. This report also analyzes the unique financial needs of today’s college stud...

The Emergence of Digital Banking

  • Javelin Report
  • Date: July 22, 2014
  • Author(s): Ed O'Brien
Today’s financial services customers are becoming more technically adept and are increasingly comfortable with melding self-service channels into their day-to-day banking experiences.  

Credit Card Collection Platforms: Compliance Takes Center Stage

  • Javelin Report
  • Date: July 21, 2014
  • Author(s): Michael Misasi
  • Research Topic(s): Credit
Falling delinquency rates give creditors some relief Providers are consistently improving analytical capabilities, but regulatory compliance often drives technology investment by banks and collection agencies. This Mercator Advisory Group resear...

Big Data and Debit: Now or Later?

  • Javelin Report
  • Date: July 15, 2014
  • Author(s): Ronald Mazursky
  • Research Topic(s): Debit
  More is Better, Except with Big Data Retail banks are finding ways to mine big data efficiently for actionable outcomes

African Payments Markets, 2014

  • Javelin Report
  • Date: July 9, 2014
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
Realizing Africa’s Immense Payments Potential New research from Mercator Advisory Group resetting perceptions on growth of electronic payments in Africa  

DDA Underwriting and Account Opening Process: Today and Tomorrow

  • Javelin Report
  • Date: July 9, 2014
  • Author(s): Ronald Mazursky
  • Research Topic(s): Debit
State-of-the-Art DDA Account Underwriting and Opening Mercator Advisory Group presents research on automation of new checking account application, review, and approval process with smarter, more efficient tools

Improving the Customer Experience Through Analytics and Omnichannel Banking

  • Javelin Report
  • Date: July 7, 2014
  • Author(s): Ed O'Brien
Financial Institutions’ Future Success Requires Providing an Outstanding Customer Experience New research from Mercator Advisory Group examines advantages of analytics and omnichannel banking for banks and credit unions

Virtual Accounts for Commercial Payments

Are virtual accounts the key to capturing higher Accounts Payable spend or an operational deterrent to supplier adoption?

Postal Systems and Payments: A Logical Pairing

  • Impact Note
  • Date: June 26, 2014
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Debit, Global
Offering payments services is a natural fit for postal systems in both maturing and mature markets.

Order-to-Pay Solutions: Industry Partnerships Likely to Boost Adoption

Solution Providers Partnering to Pair Electronic Invoicing and Payments for End-to-End Process Automation Mercator Advisory Group examines the benefits of and barriers to full order-to-pay automation for enterprises
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