2021 Small-Business Digital Account Opening Scorecard

2021 Small-Business Digital Account Opening Scorecard

Banks want small businesses to open accounts, and small businesses want a digital process that doesn’t frustrate them before the application, much less the onboarding, is complete. Javelin Strategy & Research assesses six of the leading vendors ...
Will The Fed Clarify Regulation II to Enforce Utilization of Two Unaffiliated Networks? Mercator Sees it as Likely

Will The Fed Clarify Regulation II to Enforce Utilization of Two Unaffiliated Networks? Mercator Sees it as Likely

  • Impact Note
  • Date: June 10, 2021
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
On May 7, 2021 the Federal Reserve Board of Governors issued a Notice of Proposed Rulemaking to amend Regulation II which, if enacted, will require all financial institutions to ensure that card-not-present transactions can be successfully route...
Direct Indexing Sets Canada In Its Sights

Direct Indexing Sets Canada In Its Sights

Direct indexing is a focal point for digital wealth innovation in the United States. Canadian banks and other wealth managers need to embrace this disruptive investment strategy to provide a more personalized client experience and fend off incur...
North American PaymentsInsights, U.S.: Data Summary Report; ATM Usage and Preferences

North American PaymentsInsights, U.S.: Data Summary Report; ATM Usage and Preferences

New Mercator Advisory Group Consumer Survey Provides Updated Metrics on the U.S. Market.
Modernizing Regulatory Oversight of New Technology – Fast Enough to Manage Risks?

Modernizing Regulatory Oversight of New Technology – Fast Enough to Manage Risks?

Regulators traditionally manage the guardrails of payments, but recent trends move them up to the frontline to safeguard new payment programs that foster innovation, help spawn local investments, and speed up the time it takes to bring financial...
Corporate Banking: Modernize or Risk Disenfranchisement

Corporate Banking: Modernize or Risk Disenfranchisement

To satisfy shifting customer expectations and drive revenue in a rapidly changing industry, corporate banks need to modernize by offering new services and embracing the latest technologies. Their success or failure depends on it.
Commuters Win with the Evolution in Transit Payments

Commuters Win with the Evolution in Transit Payments

  • Impact Note
  • Date: June 2, 2021
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Paying for transportation runs the gamut from cash and checks to modern, contactless mobile apps that let riders pre-plan and pre-pay for trips. Financial institutions have an opportunity to support the millions of riders in the U.S. that use ma...
Getting a Piece of the Buy Now, Pay Later Pie

Getting a Piece of the Buy Now, Pay Later Pie

Buy now, pay later financing is a burgeoning alternative payment method at the digital and physical point of sale. As availability and adoption increase in the United States and abroad, banks and credit unions must ensure they play a role. This ...
2021 North American PaymentsInsights, Canada - Data Summary Report: ATM Usage and Preferences

2021 North American PaymentsInsights, Canada - Data Summary Report: ATM Usage and Preferences

New Mercator Advisory Group Consumer Survey Provides Updated Metrics on the Canadian Market.
Online Grocery: Grocers Meet the Challenge of Digital Demand, but Can They Do It at a Reasonable Cost?

Online Grocery: Grocers Meet the Challenge of Digital Demand, but Can They Do It at a Reasonable Cost?

  • Javelin Report
  • Date: May 19, 2021
  • Author(s): Raymond Pucci
  • Research Topic(s): Merchant
A Mercator Advisory Group research report assesses major online grocery growth and explores future opportunities for merchants and payments providers.