Research

Inflationary concerns and tighter money policies continue to affect business spending in the United States and Canada. This Javelin Strategy & Research report takes a look at the current environment for corporate card spending in North America a...

Business credit scores are important components in financial management for small businesses, enabling them to secure financing, obtain credit cards, and access trade credit at large suppliers. But credit scores remain underused and misunderstoo...

Many bankers are conflicted about bill pay and its future in a mobile-first era of digital banking. Javelin’s assessment based on overall adoption, Gen Z behavior, channel preferences, and satisfaction data shows that digital banking strategists...

Cloud service providers are playing a larger role in payments, having moved beyond storing bank data into core services. But as cloud providers begin more efficiently processing payment methods and providing fraud mitigation powered by artificia...

Closed-loop prepaid programs continue to emerge from the chaos of the COVID-19 era. In this annual report, Javelin Strategy & Research takes a look at the market for closed-loop prepaid programs across a range of categories and identifies a new ...

Cross-border payments—traditionally clunky, with opaque processes and fees and multiple potential points of failure—represent a massive opportunity for innovators and disruptors, and the cryptocurrency industry can claim both mantles. This Javel...

Amid the rapid growth of payments flowing between businesses, enterprises in the payments space are looking for ways to grab market share while grappling with a host of challenges: lean staffs, high interest rates, and getting up to speed on new...

Nearly half of businesses, across industries, spend less than $50,000 annually on fraud, authentication, and identity verification technology and tools, making it essential for vendors of these products to anticipate business needs and decision ...

The holiday shopping season is more than the make-or-break time for merchants. It’s also the time when their service providers—the firms that support their operations, marketing, and payment acceptance—roll out new features to help them get thro...

Small businesses make up the largest segment of businesses in the U.S. economy. Understanding the types of payments these businesses accept and the vendors that enable these services is critical to understanding the U.S. payments landscape. Smal...