Payments Research

Payments

The payments industry is evolving rapidly as new technologies, changing consumer behaviors, regulatory developments, and emerging business models reshape how money moves. Javelin’s payments research team provides data-driven insights and advisory services across nine practice areas: Commercial & Enterprise, Credit, Digital Assets & Crypto, Debit, Emerging, Global, Merchant, Prepaid, and Tech & Infrastructure.

What shapes consumer transactions and payment technologies, and where is it going?

Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.

Payments Research

Reports

Expedited Bill Pay: Convenience and a Whole Lot More

Javelin Report
Date: September 9, 2009
Author(s): Mercator
Research Topic(s): Debit

New Research Explores the Market Dynamics Around Expedited Bill Pay

Get Ready to Duck Swinging at Overdraft Fees

Impact Note
Date: September 8, 2009
Author(s): Mercator
Research Topic(s): Debit, Prepaid

HR 946 or The Consumer Overdraft Fair Practices Protection Act is teed up as the next act in Congress' playbook designed to assist financial institutions in completely overhauling their retail business models. In the case of overdraft fees, the ...

Sixth Annual Network Branded Prepaid Market Assessment

Javelin Report
Date: September 2, 2009
Author(s): Mercator
Research Topic(s): Prepaid

Sixth Annual Network Branded Prepaid Market Assessment

The US Merchant Acquiring Market 2009: Accelerating Change in a Down Economy

Javelin Report
Date: August 13, 2009
Author(s): Mercator
Research Topic(s): Credit

New Research Examines Developments in the U.S. Merchant Acquiring Space

We're Going to Need Stronger Glue: Social Self-Service Meets Legacy Customer Service

Javelin Report
Date: August 12, 2009
Author(s): Mercator
Research Topic(s): Emerging

New Research Provides Guidance on Social-Self Service and Multi-Channel Integration for FIs

Credit Crunch '09: June Update

Javelin Report
Date: July 8, 2009
Author(s): Mercator
Research Topic(s): Credit

As we hit mid year in this challenging environment for the card industry, unemployment-driven charge-offs, the bane of any recession, will likely end up as the year's greatest issuer concern. As the industry wrestles to control credit risk in th...

Instant Card Issuing: The Good Idea Makes a Come Back

Javelin Report
Date: July 8, 2009
Author(s): Mercator
Research Topic(s): Debit

Instant Card Issuance has been available to bank and credit union ATM and debit card issuers for years. But how relevant is the platform experience in the context of mobile banking strategies? The answer could be very relevant as finan...