Payments Research

Payments

The payments industry is evolving rapidly as new technologies, changing consumer behaviors, regulatory developments, and emerging business models reshape how money moves. Javelin’s payments research team provides data-driven insights and advisory services across nine practice areas: Commercial & Enterprise, Credit, Digital Assets & Crypto, Debit, Emerging, Global, Merchant, Prepaid, and Tech & Infrastructure.

What shapes consumer transactions and payment technologies, and where is it going?

Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.

Payments Research

Reports

Merchant Funded Rewards -Debit Loyalty Programs and Roles for Acquirers in MFDNs

Javelin Report
Date: December 22, 2009
Author(s): Mercator
Research Topic(s): Debit

Merchant Funded Rewards -Debit Loyalty Programs and Roles for Acquirers in MFDNs

Consumer Remote Deposit Capture - A Bank in Every Pocket

Javelin Report
Date: December 21, 2009
Author(s): Mercator
Research Topic(s): Debit

Consumer Remote Deposit CaptureA Consumer in Every Pocket

PayPal + Banks = Growth?

Javelin Report
Date: December 21, 2009
Author(s): Mercator
Research Topic(s): Debit

PayPal is experiencing explosive growth in market penetration, services offered, and application development. Has the traditional financial services market acknowledged their ascendency or is it just not looking close enough?

U.S. Commercial Card Market: Efficiencies And Innovation Drive Growing Adoption

Javelin Report
Date: December 20, 2009
Author(s): Mercator
Research Topic(s): Commercial & Enterprise, Credit

U.S. Commercial Card Market:Efficiencies And Innovation Drive Growing Adoption

2009 Holiday Gift Card Sales Prediction: Things Don't Look So Bad From Here

Javelin Report
Date: December 13, 2009
Author(s): Mercator
Research Topic(s): Prepaid

Fourth quarter holiday sales heavily impact the total annual dollar loads on prepaid gift cards. In 2008, both open loop and closed loop gift cards experienced a decline in holiday sales as consumers, shaken up by a dismal economy, reduced their...

Retail Ecommerce in the US: Opportunities for Payment Acquirers

Javelin Report
Date: December 6, 2009
Author(s): Mercator
Research Topic(s): Credit

The opportunities that ecommerce presents to payment acquirers, while not insignificant, are somewhat limited because the market is dominated by its two largest players: Amazon and eBay. Combined, the two account for over half of all US ecommerc...