What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Squares and Sleds: Wireless POS Plays a Smarter Game
Squares and Sleds: Wireless POS Plays a Smarter Game
China's Landmark Regulation on Payments
China's Landmark Regulation On Payments
Payment Hubs: Shrinking the Elephant
Payment Hubs: Shrinking the Elephant
The Durbin Amendment: A Future Unclear
The passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act, containing the Durbin Amendment will long be recognized as a seminal event by the U.S. payments industry. As we consider life after debit card interchange fee regulati...
The Canadian Credit Card Market: Tough Sledding
The Canadian Credit Card Market: Tough Sledding
Durbin = Debit? Think Again
The recently enacted Durbin Amendment to the Dodd-Frank Act will unquestionably reshape the U.S. debit card landscape. Though less convulsive changes to credit cards, the Act creates long-term possibilities for significant change to credit card ...
The Canadian Debit Market Warning: Contents Under Pressure
he Canadian debit card market has been under increasing pressure in recent years to open itself to new card network schemes.
US Merchant Acquiring 2010: Consolidation at the Top
US Merchant Acquiring 2010: Consolidation at the Top
Understanding Prepaid Regulation: A Framework for Asking the Right Questions
New Research Provides Detailed Overview of Complex Prepaid Card Regulatory Landscape
Understanding Restricted Authorization Networks: Cards Between Closed and Open Loops
Understanding Restricted Authorization Networks:Cards Between Closed and Open Loop