Payments Research

Payments

The payments industry is evolving rapidly as new technologies, changing consumer behaviors, regulatory developments, and emerging business models reshape how money moves. Javelin’s payments research team provides data-driven insights and advisory services across nine practice areas: Commercial & Enterprise, Credit, Digital Assets & Crypto, Debit, Emerging, Global, Merchant, Prepaid, and Tech & Infrastructure.

What shapes consumer transactions and payment technologies, and where is it going?

Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.

Payments Research

Reports

Retailer Credit: New Visions for a Troubled Segment

Javelin Report
Date: March 30, 2010
Author(s): Mercator
Research Topic(s): Credit

Retailer Credit: New Visions for a Troubled Segment

Cloud Computing and Innovation at the Point-of-Sale: Toward the Cloud-Based vECR

Javelin Report
Date: March 17, 2010
Author(s): Mercator
Research Topic(s): Emerging

New Report Explores Cloud Computing and Innovation at the Point-of-Sale

Money Cards: When Is a Prepaid Card Not?

Impact Note
Date: March 14, 2010
Author(s): Mercator
Research Topic(s): Debit

While debit cards have taken on a whole new value in today's economy, that doesn't necessarily translate into new consumers flocking to open checking accounts. The evolution of general purpose prepaid cards, from budgeting and remittance tools t...

Venture Capital in Payments 2010: How VC Funding Drives Global Payments Innovation

Javelin Report
Date: March 10, 2010
Author(s): Mercator
Research Topic(s): Global

Venture Capital in Payments 2010: How VC Funding Drives Global Payments Innovation

Beyond Brand Awareness with Exclusivity Contracts - An Olympic-Sized Opportunity for Prepaid

Javelin Report
Date: March 7, 2010
Author(s): Mercator
Research Topic(s): Prepaid

With its sponsorship making it the only card brand accepted at the 2010 Olympic Games in Vancouver, Visa Inc. undoubtedly boosted awareness of its brand, however in the new age of prepaid, these sponsorships gave the brand networks the additiona...