What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Shifting Gears: Cards and Electronic Payments in China 2009
Shifting Gears?Cards and Electronic Payments in China 2009
The Global Contactless Payment Card Market: Increased Adoption in Close Proximity?
The Global Contactless Payment Card Market: Increased Adoption in Close Proximity?
A Different Way of Offering Credit: Islamic Payment Cards' Potential in the Global Economy 2009
A Different Way of Offering Credit:Islamic Payment Cards' Potential in the Global Economy 2009
Dealing With Soaring Bad Card Debt Around the World
As the global economic downturn continues, rising unemployment rates and dwindling personal income around the world are driving bad card debt levels at an un-precedent pace. This environment may push developing credit markets into new territory ...
Remote Payments on the iPhone: Account Access, Card Not Present and a Seamless Payment Experience
While card brands, issuers and behemoths in the mobile ecosystem struggle to make NFC a reality, opportunistic payment service providers are capitalizing on smartphones to grow transaction volume through information-rich interfaces, account acce...
The Traveler's Dilemma: U.S. Cards Just Don't Have the 'Thing'
The vision for payment cards has long been to become the practical equivalent of a global currency. Cross-border operability made credit cards indispensable for travelers. But when U.S. cardholders travel in EMV (chip-and PIN) countrie...
Central and Eastern European Payment Card Markets: 2009
Central and Eastern EuropeanPayment Card Markets: 2009
Chip Cards and the U.S. Market: Global Payments Go Local
In a recent article on chip cards, the following statement appeared: "Experts predict that American credit card issuers might develop a chip-and-PIN card that's designed specifically for European travel. The banking industry agrees that this is ...
Sixth Annual Closed Loop Prepaid Market Assessment
Sixth Annual Closed Loop Prepaid Market Assessment
The Credit Card Fair Fee Act of 2009 and the Acquiring Space: Doom or Boon?
While the healthcare reform debate continues in Washington as Congress reconvenes for the fall session, two very different legislative bills with the same title, The Credit Card Fair Fee Act of 2009 (H.R. 2695 and S. 1212), wait in the queue to ...