Research

Banner Section
Listing View

Online And Mobile Retail Payments Authentication: Preventing Fraud in the Age of Data Breaches and Malware

In 2012, online retail payments reached 7.4% ($318 billion) of all retail transactions. The thriving online market is an increasing target for fraudsters, particularly with EMV, or “Chip and PIN,” expected to significantly curtail card fraud at ...

Leveraging an Omnichannel Approach to Drive $1.5B in Mobile Banking Cost Savings

Mobile bankers are valuable customers: rich, young, and flush with profitable bank products and services. The products and services are saving financial institutions money — as the number of mobile bankers has grown, branch visitation has decrea...

2013 Data Breach Fraud Impact Report: Mitigating a Rapidly Emerging Driver of Fraud

Contemporary research on the financial impact of data breach events has focused on costs to businesses and institutions, but largely ignored their effect on the consumers whose personally identifiable information (PII) is compromised. This repor...

Checking vs. Prepaid: Threat or Opportunity?

  • Javelin Report
  • Date: May 2, 2013
  • Research Topics(s): Payments
The dynamics of the card-issuing business — and, in turn, those of the banking industry — have changed dramatically in recent years as an array of economic, regulatory, and governmental factors and initiatives have combined to drive expansion in...

Mobile POS (Point of Sale) Business and Market Impact 2013: Emerging Technologies Expand Reach with Lower Cost, Disruptive Services

As smartphones and tablets become increasingly cost-effective and powerful, mobile POS (point of sale) acceptance is posing a growing threat to traditional terminal-based solutions and vendors. Mobile POS provides all the existing functionality ...

2013 Retail Point of Sale (POS) Update and Forecast: Mobile and Prepaid Opens New POSsibilities

  • Javelin Report
  • Date: March 28, 2013
  • Research Topics(s): Payments
At 92.6% of total U.S. retail dollar volume, the point of sale (POS) retail market towers above the online market and will continue to do so for years to come. But the growing popularity of the digital realm has fundamentally altered the nature ...

2013 Banking Identity Safety Scorecard: Changing Tactics in the Face of Growing Account Takeover and New Account Fraud

In 2012, account takeover and new-account fraud each rose by approximately 50% over the previous year. These two fraud types impact consumers most severely, and they are historically more difficult for FIs to prevent and detect than any other ma...

How to Build Better Online and Mobile Bill-Pay for the Underbanked

When it comes to paying bills, too often the nation’s 37 million underbanked Americans do it using hard and costly ways: in cash, and in person, by mail, or by phoning call centers. This creates an opportunity for financial institutions, billers...

21st-Century PFM for a Mass Audience: How to Build Everyday Online and Mobile PFM

In the six years since Apple launched its iPhone, smartphones have imbued consumers with always-on, always-with-me, real-time expectations that create an urgent need for the financial services industry to break free of 1980s thinking about perso...

2013 Identity Fraud Report: Data Breaches Becoming a Treasure Trove for Fraudsters

Identity fraud incidence increased in 2012 for the second consecutive year, affecting 5.26% of U.S. adults. This increase was driven by dramatic jumps in the two most severe fraud types, new account fraud (NAF) and account takeover fraud (ATF). ...
Accordian
Reports Section