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Pay-at-the-Table Finds Its Way onto More Menus

  • Impact Note
  • Date: April 1, 2021
  • Author(s): Raymond Pucci
  • Research Topic(s): Credit, Merchant
The restaurant industry was rocked by the COVID-19 pandemic and now looks for solutions to aid its recovery. An existing payment application, Pay-at-the-Table, no newcomer, is getting renewed attention from tech developers as a way to increase s...

Robo‐Wholesaler: Redefining the Asset Manager and Advisor Relationship

Fee pressures and the ubiquity of information on funds and other investment product have put the onus on the asset management wholesaler to serve in an advisory capacity, rather than one focused on sales. Portfolio analytics tools enable the who...

Digital Déjà Vu: Banks Miss Another Stimulus Opportunity

As the third round of stimulus payments reached U.S. consumers, most digital banking sites provided little, if any, guidance as to how best to put the funds to use. Banks missed a perfect opportunity to showcase financial fitness tools and conte...

The Gaping Digital Divide in Push Notifications

Although financial alerts are a crucial conduit for long-term, proactive relationships, the majority of U.S. banks and credit unions have handicapped themselves in two ways. They are both deaf and dumb – deaf to consumer demand for personalized ...

The 2021 Credit Card Data Book Part One: Internal Dynamics

  • Javelin Report
  • Date: March 30, 2021
  • Author(s): Brian Riley
  • Research Topic(s): Credit
Mercator Advisory Group updates annual Credit Card Data Book with projections through 2023 in part one of two.

The 2021 Credit Card Data Book Part Two: Consumer Behaviors, Profitability, and the Larger Economy

  • Javelin Report
  • Date: March 30, 2021
  • Author(s): Brian Riley
  • Research Topic(s): Credit
Mercator Advisory Group updates annual Credit Card Data Book with projections through 2023 in part two of The 2021 Credit Card Data Book Report.

B2B E-Commerce: The Challenges and Opportunities Caused by Digital Acceleration

Mercator Advisory Group reports that COVID-19 fueled growth in B2B e-commerce, especially in marketplace platforms, creating opportunities for many companies, including banks.

2020 North American PaymentsInsights - Credit Cards: Navigating Rough Waters

Mercator Advisory Group’s survey documents the changing patterns of U.S. credit cardholders as they grappled with the new realities of the pandemic.

Futureproofing Payments: Building a Digital Currency Payment Strategy

  • Javelin Report
  • Date: March 22, 2021
  • Author(s): Rachel Huber, Krista Tedder
  • Research Topic(s): Tech & Infrastructure
Digital payments continue to evolve around digital currencies, stable coins, and cryptocurrencies, and financial institutions will need to determine how they will participate in digital financial services. With FIs moving beyond asset managem...

The Small-Business Banking Maturity Path: Building the Financial Hub

To survive and thrive in business digital banking in the coming decade, banks will need to transform their offerings in a way that keeps small businesses from looking over the fence at encroaching non-bank players. In this report, Javelin lays o...
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