Cyber risks associated with geopolitical and political tensions, inflation and the global economy, and consumer privacy and data management expectations will be key areas of focus for financial services in the coming year. As regulators and the government clamp down on cyber-incident reporting and consumers become more aware of how they want their personal information protected, financial institutions will be called upon to explain what they’re doing to protect their networks and consumers. Cyber-risk fallout from the pandemic continues to plague all critical infrastructure sectors and has only been complicated and compounded by the war between Russia and Ukraine that is bringing other adversaries to the U.S. into the fold.