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A Seamless POS Future: Moving Order Entry and Payments into an iPod

  • Impact Note
  • Date: February 26, 2008
  • Author(s): Mercator
  • Research Topic(s): Emerging
At the end of 2007, a patent for ordering frequent purchases like your morning coffee was awarded to Apple. The design allows the consumer to make an order using any wireless portable device -- a WiFi-enabled iPod, a PDA or a mobile phone -- whe...

Mobile Banking: Just Getting Off the Ground

  • Impact Note
  • Date: February 26, 2008
  • Author(s): Mercator
  • Research Topic(s): Emerging
Mercator Advisory Group took a look at the top commercial banks, credit unions and community banks to see who has, and has not, deployed mobile banking. While many of the FIs of all sizes say they are planning to deploy, as of the end of Decembe...

Mobile Payment Case Studies: UMPay and China's Mobile Payment Market

  • Javelin Report
  • Date: February 26, 2008
  • Author(s): Mercator
  • Research Topic(s): Global
Beijing Union Mobile Pay (UMPay) is the largest mobile payment service provider in China, the largest single mobile phone market in the world. Since established in 2003, UMPay has been making steady progresses in rolling out various mobile payme...

P2P Lending: Why Not P2B2P? (Peer to Bank to Peer)

  • Javelin Report
  • Date: February 26, 2008
  • Author(s): Mercator
What if a community bank accepted funds from local residents and, at only a small premium, lend that money to other community members, while managing those loans and ensuring the original funders were repaid with interest? Oh, WAIT!! It's happen...

Merchant Cash Advance: Industry Primer and 2008 Outlook

  • Javelin Report
  • Date: February 21, 2008
  • Author(s): Mercator
  • Research Topic(s): Credit
The Merchant Cash Advance (MCA) market will likely face increased M&A and start-up activity and formations of new alliances in 2008 as existing players consolidate and speculators who were singed by the subprime mortgage crisis seek new revenue ...

Loyalty and Rewards: Welcome to the New Normal

  • Javelin Report
  • Date: February 14, 2008
  • Author(s): Mercator
Boston, MAFebruary 2008

SEPA for Cards: Uncertainty Remains after the Deadline

  • Javelin Report
  • Date: February 11, 2008
  • Author(s): Mercator
  • Research Topic(s): Global
Boston, MAFebruary 2008

International B2B Payments: State and Future of the Marketplace

  • Javelin Report
  • Date: February 10, 2008
  • Author(s): Mercator
  • Research Topic(s): Debit, Global

Remote Deposit Capture for the Consumer

  • Javelin Report
  • Date: January 29, 2008
  • Author(s): Mercator
  • Research Topic(s): Debit
Remote Deposit Capture for the Consumer

Australian Interchange Regulation: Credit Card Issuer Effects

  • Javelin Report
  • Date: December 30, 2007
  • Author(s): Mercator
  • Research Topic(s): Credit, Global
December 2007Boston, MA
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