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EMV in the USA: Waiting on Debit, a Mandate, or Just the Opportune Moment

  • Javelin Report
  • Date: December 26, 2010
  • Author(s): George Peabody
  • Research Topic(s): Emerging
Revealed in Mercator Advisory Group's EMV in the USA: Waiting on Debit, a Mandate, or Just the Opportune Moment report is the relatively modest cost of EMV issuance to US passport holders. While the UN Federal Credit Union is the first financial...

US Consumer Online Banking Solution Review: It's All in the Eyes of the Beholder

  • Javelin Report
  • Date: December 26, 2010
  • Author(s): Bob Landry
US Consumer Online Banking Solution Review: It's All in the Eyes of the Beholder

Credit Cardholders: A Seismic Shift in the User Landscape - Cross Tabs

Credit Cardholders: A Seismic Shift in the User Landscape

Global Sweep: NFC Technology to Redefine Smartphone Services

  • Javelin Report
  • Date: December 13, 2010
  • Author(s): Terry Xie
  • Research Topic(s): Global
New research report by Mercator Advisory Group looks at the future development of International Near Field Communication markets

Credit Issuing Outlook 2011: A Long Dark Night Becomes a Long Dark Morning

  • Impact Note
  • Date: December 12, 2010
  • Author(s): Ken Paterson
  • Research Topic(s): Credit
2010 has been a turn-around year for credit card issuers, but far from a real recovery. 2011 may offer more incremental improvement, but some of the structural changes in the cardholder market will begin to manifest themselves as a drag to growt...

P-to-P Payments at Financial Institutions: Not Micro, Not Mobile, Not Personal

  • Javelin Report
  • Date: December 12, 2010
  • Author(s): Ben Jackson
  • Research Topic(s): Debit
P-to-P Payments at Financial Institutions: Not Micro, Not Mobile, Not Personal

Who Are the Cardless? An Exploratory Analysis

  • Javelin Report
  • Date: December 12, 2010
  • Author(s): Ken Paterson
  • Research Topic(s): Credit
As we have discussed in other documents, credit card holding by households dropped precipitously between 2009 and 2010 based on Mercator's CustomerMonitor Survey Series data. But it is easy to overlook the fact that the consumer category growing...

Debit Advisory Service: 2011 Outlook

  • Impact Note
  • Date: December 9, 2010
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit
It is very tempting to look at 2011 as the Durbin Amendment and simply leave it at that. The fact that debit card interchange is going to be regulated provides enough subject matter for this brief and many more like it. But that event, no matter...

The 2011 Prepaid Industry Outlook: Growth Will be Channeled By The Economy

  • Javelin Report
  • Date: December 9, 2010
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
The prepaid industry will continue to grow in the year to come, but the economy will determine which segments take the lion's share. Program managers and issuers should be prepared to adapt to changing conditions to take advantage of the opportu...

Credit Cardholders: A Seismic Shift In The User Landscape

Credit Cardholders: A Seismic Shift in the User Landscape
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