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Text Messaging and Collections: Driving Response Rates 160 Bytes at a Time

  • Javelin Report
  • Date: May 25, 2009
  • Author(s): Mercator
  • Research Topic(s): Emerging
NEW RESEARCH PROVIDES GUIDANCE ON ENTERPRISE TEXT MESSAGING IN COLLECTIONS

Time to Flee China, or Not

  • Impact Note
  • Date: May 14, 2009
  • Author(s): Mercator
  • Research Topic(s): Global
The struggling of U.S. banks in the domestic market is now starting to directly affect their global strategies. Major U.S. financial institutions might be forced to sell off their overseas investments for cash for survival. Mercator Advisory Gro...

Dollar Diplomacy: US Banks & Payment Firms May Return to Cuba

  • Impact Note
  • Date: April 21, 2009
  • Author(s): Mercator
For the countries who brought you the Bay of Pigs and the Cuban Missile Crisis, it is perhaps unsurprising that their relations have been erratic and complicated for the 47 years since the US imposed its trade embargo on Cuba.   On April 13, 200...

Weaponizing Loyalty: New Schemes Bolster Bank Competitiveness

  • Javelin Report
  • Date: April 16, 2009
  • Author(s): Mercator
RESEARCH EXAMINES ESCALATING COMPETITION IN BANK REWARDS/LOYALTY SECTOR

Barbarians At The Gate: Canadian Card Market Gets Ready To Rumble

  • Impact Note
  • Date: April 13, 2009
  • Author(s): Mercator
  • Research Topic(s): Debit
The Canadian payments card market is under siege from all sides. Merchants are gearing up for a fight on two fronts - debit and credit. Interac wants to open it's doors to outsiders, and legislators have entered the ring. The future path of the ...

Building a Business Ecosystem Around the Underserved - The Case of Venezulea

  • Javelin Report
  • Date: April 13, 2009
  • Author(s): Mercator
  • Research Topic(s): Global, Prepaid
Going after the un- and under-banked consumers remains a hot topic for prepaid cards. However, how to offer the right products, in the right channel, and at the right price are the big questions that need to be answered before the market potenti...

It's Time for Great Design to Drive Self-Service Financial Services Kiosk Deployment

  • Impact Note
  • Date: April 13, 2009
  • Author(s): Mercator
  • Research Topic(s): Emerging
Payment system hardware has needed a human factors makeover for some time. Almost every financial services kiosk or ATM draws its design inspiration more from a Lego-like building block approach than up-to-date conceptions of an integrated user ...

Challenges in Global Prepaid Card Markets: 2009

  • Javelin Report
  • Date: April 8, 2009
  • Author(s): Mercator
  • Research Topic(s): Global, Prepaid
NEW RESEARCH PROVIDES GUIDANCE FOR INTERNATIONAL PREPAID PROGRAM EXPANSION

The Rise of Hybrid Credit/ Prepaid Cards

  • Javelin Report
  • Date: April 6, 2009
  • Author(s): Mercator
  • Research Topic(s): Credit, Prepaid
USE OF CREDIT TO EXTEND PREPAID (GPR) INTO FINANCIAL SERVICES TERRITORY

Debit Processing in the United States: A Focus on Issuer Solutions

  • Javelin Report
  • Date: March 30, 2009
  • Author(s): Mercator
  • Research Topic(s): Debit
Debit Processing in the United States: A Focus on Issuer Solutions
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