Research

Secured credit cards: a path to financial inclusion Mercator Advisory Group releases a new research report on secured credit cards, a product that benefited from the CARD Act of 2009.

New survey reveals that small businesses value more credit and no fees over rewards on business cards. Latest report from Mercator Advisory Group’s new U.S. Small Business Survey series.

Chase and Wells Fargo have unveiled mobile banking apps this summer that are innovative, provocative, and inherently risky experiments. In the first of two case studies, Javelin examines Chase’s Finn app, released in June, to be followed by a lo...

Mercator U.S. mobile payments forecast reflects lifestyle commerce. New Mercator Advisory Group research report explores opportunities for merchants using mobile payments apps as a sales channel.

FI bill pay is at a crossroads — and at a virtual standstill. When it comes to the never-ending chore of monitoring and paying bills, consumers are not about to choose between paying bills through their FI or directly at billers. They have made ...

Open-loop prepaid card loads resumed growth in 2017. New research from Mercator Advisory Group forecasts which segments of the prepaid market will likely grow and which decline through 2021.

Javelin’s Online Banking Scorecard is a follow-up to “Building Better Online Banking,” which detailed strategic principles that will help FIs evolve along Javelin’s Digital Banking Maturity Path and cement long-term banking relationships built o...

Analysts from Javelin’s Small Business Banking practice attended three conferences in the spring and summer of 2018: FinovateSpring, LendIt Fintech, and the SourceMedia Digital Banking conference. Of the firms presenting, Javelin identified four...

Survey finds that purchase of virtual prepaid cards delivered digitally remains strong. Mercator Advisory Group survey finds that 48% of U.S. consumers bought virtual prepaid cards, but more consumers still buy physical prepaid cards.

Since the launch of Apple Pay in 2014, payment providers, issuers, and merchants have been jockeying for position as the default payment method on digital devices. Apple Pay was quickly followed by Google Pay and Samsung Pay, yet the big three m...