Research

U.S. digital-only challenger banks have long touted low fees as their primary benefit. No monthly account charges and free ATM transactions help position the mobile apps as consumer-friendly alternatives to giant banks. Several of these neobanks...

Technology is shifting consumer behavior so fast that financial institutions and payments processors and networks are hard pressed to keep up.

This report explores the economic, societal and cultural circumstances that differentiate Gen Z from Millennials and older generations and details the steps lenders must begin taking now to adjust their approach to acquiring, selling to, and ser...

Unpredictability in the U.S. economic and political environment will likely cause segment shift in prepaid.

New survey explores U.S. consumers’ comfort with technology and its impact on their shopping. Third report from Mercator Advisory Group’s 2019 Buyer PaymentsInsight Survey focuses on U.S. consumers’ attitudes and shopping behaviors.

Continuing with digital adoption to deliver better, easier, and faster global services.

U.S. merchants willing to invest in digital solutions that drive consumer engagement will be rewarded in 2020.

Investment in faster and real-time payments picks up and the impact on traditional payments is already being observed.

Behavioral biometrics is quickly emerging as a useful means of lowering fraud losses. The technology pulls data from the gyroscopes of smartphones, monitoring and measuring the rates of keystrokes, among other techniques, to accurately ensure th...

Happy days are here again as U.S. credit card issuers reverse the downward trend in their profitability as the next decade begins.