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Protecting Instant Payments in the US: P2P and Beyond

This original report, sponsored by NICE Actimize, examines the fraud threats facing instant payments and charts a path forward for organizations to learn about the challenges and best practices from previous faster payments initiatives ...

2019 Identity Fraud Study: Fraudsters Seek New Targets and Victims Bear the Brunt

Javelin’s 2019 Identity Fraud Study provides comprehensive analysis of fraud trends in the context of a changing technological and regulatory environment in order to inform consumers, financial institutions, and businesses on the most effective ...

Agile Mortgages Case Study: Atlantic Home Loans

This original report, sponsored by AI Foundry, explores the role that intelligent automation is playing in transforming mortgage processing at Atlantic Home Loans. This research report was independently produced by Javelin Strategy & Researc...

Decentralized Authentication

This original research report, sponsored by HYPR, was independently produced by Javelin Strategy & Research. Javelin Strategy & Research maintains complete independence in its data collection, findings, and analysis.  For most consumers, inte...

The State of Strong Authentication 2019: Adoption Rises Under Threat of New Risks and Regulations

This original report, sponsored by the FIDO Alliance, examines the ways that organizations authenticate consumers in digital channels and employees within the enterprise, including the evolving role that strong authentication is playing in pro...

Maximizing the Primary Financial Relationship: Strategies for Being Borrowers’ First and Last Stop in the Era of Digital Lending

This original report, sponsored by Finastra, explores the relationship between primary bank status and the propensity for a consumer to borrow, including with the reasons why a primary bank may not be the first stop for existing customers o...

Overcoming False Positive Declines in E-Commerce

This report, sponsored by NuData Security, a Mastercard company, explores the relationship between card fraud and false positive declines in e-commerce transactions, along with the effects of those declines on consumers. This report was adap...

Preserving Trust in Digital Financial Services: The Role of Identity and Authentication

This original report, sponsored by IBM Security examines the role of identity verification and authentication in building trust in financial services, both in helping accountholders trust their financial institutions and in enabling financial inst...

Overcoming the Top Ten Challenges to Omnichannel Fraud Management

This original report, sponsored by RSA, examines the challenges that financial institutions face in trying to manage fraud schemes that cross, and take advantage of, different banking channels. This research report was independently produced...

EMVCo Virtual TEE Certification

This original report, sponsored by MagicCube, examines the potential impact of EMVCo's pending virtual trusted execution environment (vTEE) certification and the advantages and drawbacks of vTEEs compared to current approaches, such as physical ...
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