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Trends in Credit Scoring and Model Development

  • Javelin Report
  • Date: April 4, 2013
  • Author(s): David Fish
  • Research Topic(s): Credit
New Mercator Advisory Service report explores scoring products and emerging modeling techniques. This report by Mercator Advisory Group presents research that will help payments industry participants understand the basics of credit scoring and s...

Introduction to the Russian Payment Market

  • Javelin Report
  • Date: April 2, 2013
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
New research from Mercator Advisory Group examines past, present, and potential future developments in Russian payments.  

2013 Retail Point of Sale (POS) Update and Forecast: Mobile and Prepaid Opens New POSsibilities

  • Javelin Report
  • Date: March 28, 2013
  • Author(s): Aleia Van Dyke, Beth Robertson
  • Research Topic(s): Tech & Infrastructure
At 92.6% of total U.S. retail dollar volume, the point of sale (POS) retail market towers above the online market and will continue to do so for years to come. But the growing popularity of the digital realm has fundamentally altered the nature ...

Mobile Wallets: The U.S. Landscape

  • Javelin Report
  • Date: March 28, 2013
  • Author(s): Jeffrey Green
  • Research Topic(s): Emerging
New Mercator Advisory Group research identifies U.S. mobile wallets by category and technology. The physical wallet might someday go the way of the checkbook, used by few and no longer a necessity. Growing consumer use of smartphones is creating...

Revisiting Biometrics Around the World, 2013

  • Javelin Report
  • Date: March 26, 2013
  • Author(s): Terry Xie
  • Research Topic(s): Global
Biometric technologies always have appeal in security-crucial environments. But applications in banking and payments have been limited. Can that be changed?

New Strategies for Prepaid Profitability: A Pro Forma Analysis

  • Javelin Report
  • Date: March 21, 2013
  • Author(s): Tim Sloane
  • Research Topic(s): Prepaid
Mercator Advisory Group creates a base-level prepaid portfolio pro forma utilizing data from study by Federal Reserve Bank of Philadelphia's Payment Cards Center and the Center for Financial Services Innovation

Global ATM Functionality Overview

  • Javelin Report
  • Date: March 19, 2013
  • Author(s): Ed O'Brien
Advances in ATM and network capabilities around the world have created new features beyond simple demand deposit account withdrawals and deposits for financial institutions and customers alike.

Payments Privacy Is Not Always Sinister

  • Impact Note
  • Date: March 19, 2013
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Many shoppers prefer making payments off the radar. Shoppers may have a variety of reasons for wanting their payments to go unrecorded, and not all of them are because of illicit or illegal activity.

Self-Checkout Retail Terminals: Benefits, Detriments, and Opportunities

  • Javelin Report
  • Date: March 13, 2013
  • Author(s): David Kaminsky
  • Research Topic(s): Emerging
New Mercator Advisory Group research examines the market for self-checkout terminals. The customer checkout process is a high priority for merchants in part because it affects the customer's shopping experience. The merchant does not want the cu...

Carrier Billing: Teeny Tiny Gets Bigger

  • Javelin Report
  • Date: March 12, 2013
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit
New research from Mercator Advisory Group examines the potential market opportunities for carrier billing solutions
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