Research

Mobile banking among consumers is a "done deal" with wide acceptance. However, Mercator Advisory Group's new report, Mobile Banking for U.S. Corporate Customers: Catching On Slowly, finds both banks and commercial enterprises a bit cautious abou...

New research from Mercator Advisory Service profiles multiple solutions and forecasts growth for single-merchant wallets

As consumers continue to adjust their payment patterns in the wake of the Great Recession, major retailers' layaway programs appear to be gaining new traction during the 2012 holiday shopping season. Programs are attracting consumer interest bey...

As bankers look toward the start of a new year, several important takeaways are worth keeping in mind in contemplating what to expect and how to proceed in 2013. One thing is certain: It's prime time for channels.

Nonbanks have long been active in enabling card acceptance for merchants, whether through sales and service, processing, or equipment. The rapidly aging new millennium has seen many ISOs decline in prominence or become absorbed by competing firm...

EMV technology is coming to the United States. For owners and independent operators of ATMs, MasterCard's requirement that U.S.-based ATMs be able to accept EMV cards by April 19, 2013 has raised the question for financial institutions, Would it...

Financial institutions are embracing the self-service trend that has already taken hold in many other areas of retail commerce. New solutions from large suppliers of automated teller machines can help banks and credit unions integrate self-servi...

As payment technologies have evolved, so has the global consumer preference for noncash payment options. While electronic payment methods offer unique advantages over cash and other traditional payment means, the amount of personal and financial...

Mobile payment solutions providers are struggling to convince consumers of the benefits mobile provides over plastic cards. A day of discussion with active mobile payments users sheds some light on what consumers are looking for in a mobile paym...

Contemporary consumers want to have more control over their money. They are demanding more information faster and access to updates on activity taking place on their accounts. They are also becoming increasingly aware of the threat inherent in o...