Research

Cybersecurity awareness training and education have finally reached a tipping point and have proved, over the long haul, to be successful. Anti-phishing campaigns have taken time to resonate, but the success of phishing campaigns has declined as...

Mercator Advisory Group’s latest report suggests high credit losses, pricing issues, and competition will force model change.

Younger generations of investors want compelling digital experiences and socially responsible portfolios that reflect their values. Direct indexing, while not a silver bullet, enables investment advisers to personalize portfolios, deliver a rich...

As the mortgage industry transitions to a purchase market, lenders have a unique opportunity to reimagine the role of automated underwriting systems in the borrower qualification and product eligibility process.

Mercator Advisory Group’s latest 2021 North American PaymentsInsights report provides analysis of consumer dynamics within the buy now, pay later and short-term financing space.

Mercator Advisory Group releases new research looking at the business of banking the unbanked and the role of fintech to diminish their ranks.

In new research, Mercator Advisory Group reports an increased recognition that receivables modernization is a key part of digitized payments.

With the passage of the Check Clearing for the 21st Century Act (Check 21), enacted in 2003 , financial institutions began accepting electronic check images from depositing consumers, and there was no looking back. Remote deposit capture (RDC) t...

The judgment to make about the pressure exerted by the COVID-19 virus on the U.S. payments business hinges not only on which changes are important, but which changes are permanent, or portend permanent developments beyond their implementation. T...

Mercator Advisory Group releases new research on the prepaid market and how a change in interchange regulations could pose significant challenges for fintechs.