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Digital Account Opening Raises the Bar for Single-Channel Success

Mobile and online channels are no longer just complementary players in banks’ sales success. Now, they are essential to bringing in and onboarding new customers. Eight in 10 successful checking account applicants at least touched online or mobil...

Quantum Changes Everything: Protect Your Data Now

  • Javelin Report
  • Date: March 25, 2022
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging
Adversaries intercept and store encrypted data today for decryption in 5 to 10 years using quantum computers. To gain first-mover advantage, banks need the people and skills that can solve business problems using quantum computing.

BYOD and Spyware: Are Employees Putting Business at Risk?

Employees who access company systems from personal laptops, smartphones, and tablets put their firms’ and consumers’ intellectual property and sensitive information in danger. And the risks keep growing, not only from traditional phishing and fr...

2022 Fraud Experience PaymentsInsights: Payment Fraud - The Consumers’ Perspective

  • Javelin Report
  • Date: March 23, 2022
  • Author(s): Nicholas Bisconti
A new report from Mercator Advisory Group's Fraud Experience PaymentsInsights survey series provides a fact-based, comprehensive view into payment and identity theft-related fraud that impacts consumers in the United States.

Empowering the Investor via Personal Messaging Apps

While some firms see prohibiting the use of messaging apps as simpler than monitoring them, the preferences of a new generation of investors amid the pandemic have upended this calculus. These investors tend to be driven by personal need. They w...

Insights from Recent Mercator Study: Commercial Card Users Underscore the Importance of Card Spend Management Tools

In the commercial credit card space, the use cases for spend management software have traditionally been related to travel and expense management, with corporate card programs as the product set to which the solutions integrate. Commercial card ...

2022 North American PaymentsInsights, Canada: The Rise of Digital Payments Emerging from COVID

A new report from Mercator Advisory Group's North American PaymentsInsights survey series provides a fact-based look into changes in payment preferences in Canada throughout COVID and future adoption of mobile payment technology.

Disintermediating Traditional Barriers for CRM in Wealth Management

Providers of solutions for the customer relationship management of registered investment advisors will have to overcome the deployment complexities and associated costs. It’s not easy for turnkey providers to penetrate the market of larger RIAs,...

Installment Lending: Fintechs Gaining Ground on Loans Forecast at $212 Billion

  • Javelin Report
  • Date: March 14, 2022
  • Author(s): Brian Riley
  • Research Topic(s): Credit
Banks and credit unions lose scale on loans as fintechs grow. New research from Mercator Advisory Group explores current trends and opportunities in installment lending for fintechs and financial institutions.

The Future of Authentication: Acceptance of Voice Biometrics

Financial institutions face an immediate need to integrate voice authentication to help protect consumers from identity fraud. In this report, Javelin outlines this need and explores consumers’ acceptance of voice biometrics and what FIs can do ...
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