Research

Boston, MA -- Mobile person-to-person payments is a promising service and a logical expectation for smartphone users accustomed to the "app for that" approach. But today's mobile person-to-person payments fail to deliver on key performance crite...

U. S. deposit-taking entities will continue to adapt to the new realities of post-recession economics, while also dealing with multiple new regulatory challenges as well as significant changes in consumer behavior. All will continue to struggle ...

The payments industry stands poised to move into a next phase of evolution as the prospect of mobile commerce becomes more tangible. Operatives concerned with how these new technologies will change the risks posed to payments systems are also lo...

Boston, MA -- The small business credit card segment may be finally nearing its decline, at least in terms of card spending volume.

Boston, MA -- As interchange fee regulations become clear, one of the main areas of consumer debit card benefits - the rewards program - is almost certainly heading towards a mid-term correction. The industry has already seen one major issuer, J...

Revealed in Mercator Advisory Group's EMV in the USA: Waiting on Debit, a Mandate, or Just the Opportune Moment report is the relatively modest cost of EMV issuance to US passport holders. While the UN Federal Credit Union is the first financial...

US Consumer Online Banking Solution Review: It's All in the Eyes of the Beholder

Credit Cardholders: A Seismic Shift in the User Landscape

New research report by Mercator Advisory Group looks at the future development of International Near Field Communication markets

2010 has been a turn-around year for credit card issuers, but far from a real recovery. 2011 may offer more incremental improvement, but some of the structural changes in the cardholder market will begin to manifest themselves as a drag to growt...