Overview
Numerous card portfolios have changed hands since the financial crises, all the while the industry has consistently grown in accounts and outstandings. Portfolio acquisition activity settled somewhat in 2013, but the biggest move is still on the horizon.
Book a Meeting with the Author
Related content
Regulatory Issues in Credit Cards: Preparing for the World of AI
From constitutional preemption to modern AI, the forces shaping credit cards are more complex and consequential than ever. Federal dominance, limited state influence, and evolving ...
Rewiring the Credit Card Value Proposition: From Best Card to Best Relationship
High credit card interest rates are reshaping the economics of the industry, putting pressure on consumers while increasing risks of delinquencies and losses. Widening spreads, shi...
Klarna Gets Its Wrist Slapped Again: BNPL Brings Volume, but Not Credit Quality or Profits
Klarna’s buy-now, pay-later model is colliding with global regulation. A Netherlands court has invalidated consumer debts, ruling BNPL creates credit obligations—despite zero inter...
Make informed decisions in a digital financial world